Hi, how will it impact my partner's UC if we move in together?

sarah0906

Hi there hoping someone will be able to help, so myself and my partner are discussing moving into together in her home as she has children and we don’t want to move them. 

She claims UC and gets help with her rent and child care costs. She said when we move intogether I will have to apply for UC jointly together. Which is ok. But I have a mortgage and not looking to sell my property straight away but maybe after 12 months. It is only in my name. How will this affect her claim ? Has anyone else been in this situation. Thank you for reading. 

poppy123456

If you move in with your partner then you will need to claim UC. Your partner will need to report the changes and tell them you've moved in. They will then receive a linking code to join both claims together. Entitlement will be based on your joint circumstances.

The property you have will be classed as capital. If there's more than £16,000 of equity in that property then entitlement to UC will end. It can be disregarded for up to 6 months (sometimes longer) if it's up for sale but you'll need to prove it's up for sale.

Who will be living in the property?

Cher_Alumni

Hi @sarah0906 and a warm welcome to our online community, it's great you found us!

It's difficult to know where to start when it comes to benefits, so I hope Poppy's response has helped clarify this situation a little more for you.

Just to advise: I've moved your thread to our Universal Credit category and amended the title to help others spot it and respond more easily.

Happy moving, if you go ahead!