Any advice?

Rathlogan25

Hi all.
I've received PIP - for 18 years ,and have been granted until 2031 . 
My age is 63 - my health is failing and I'm afraid I might soon need to stop working! 
I understand UC- but would I be able to claim LCWra or whatever it's called . 
Does anybody have any experience of claiming this in conjunction with UC. 
I would really appreciate any advice,as am working when I need to stop - but have fear of financial hardship. 

poppy123456

You should look at claiming SSP from your employer first, which is payable for 28 weeks, if you're entitled. https://www.gov.uk/statutory-sick-pay/eligibility

You can also use a benefits calculator to check entitlement to UC. It's a means tested benefit so whether there's any entitlement will depend on your circumstances. If you live with a partner you'll need to claim as a couple and your joint circumstances will be taken into consideration. If you have savings/capital of more than £16,000 you're excluded from claiming. https://www.entitledto.co.uk/benefits-calculator

If it shows any entitlement and you start a claim you will need to make sure you report your health condition, supported by a fit note within 7 days of that. You will then be referred for the work capability assessment.

Once your SSP ends you can look at claiming New style ESA. It's not means tested so other income/savings/capital do not affect the amount you're entitled to. It's based on your NI contributions in tax years 2020/21 and 2021/22. If you claim both ESA and UC together the ESA will be deducted in full from any UC entitlement.

Rathlogan25

Thank you 👍