Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

ESA and national insurance

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Alison213
Alison213 Community member Posts: 3 Listener
Hello, my name is Alison, this is my first discussion. I need a little bit of help.
my problem is this. 
I receive higher rate PIP I have hydrocephalus, fybromyalgia  and arthritis. I was managing my symptoms well until i contracted covid before vaccinations and ended up in hospital, since then I lost my business of 20years and suffer daily. I have put in a claim for ESA they have told me I’m entitled to this benefit, I’ve also had two assessments with them. The problem I have is this. They tell me they are not going to pay me because I have not paid enough NI for 21/22. 
I have telephoned the NI department and they told me I can not make up my stamp because I’m not working. How are you supposed to bring your N I up to date if you are on disability. I’m struggling to make my bills on time. Is anyone able to give me a bit of advice? 
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Comments

  • poppy123456
    poppy123456 Community member Posts: 57,016 Disability Gamechanger
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    To be entitled to payments for New style ESA you need to have the correct amount of NI contributions in the previous 2 tax years. If you were self employed in tax years 21/22 then you can pay the shortfall which will be class 2.

    Have you also checked entitlement to Universal Credit? It's a means tested benefit so whether there's any entitlement will depend on your circumstances. If you live with a partner you'll need to claim as a couple and your joint circumstances will be taken into consideration. If you have savings/capital of more than £16,000 you're excluded from claiming. Use a benefits calculator to check entitlement. https://www.entitledto.co.uk/benefits-calculator

    You also mention you've had to assessments, was this the work capability assessment? If so what was the latest decision on that?

    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Alison213
    Alison213 Community member Posts: 3 Listener
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    Thank you so much for answering my questions. I was still self employed during those years. I will contact the National Insurance department again. Yes, I have just gone through the assessment process with ESA this is the second time. Apparently I was awarded not fit to work back in 2021 but I was unaware of this outcome. 
    Again I was awarded not fit for work this time around, but told, they can’t give me any financial help because of the short fall in my NI. 
    I did tell them that I didn’t  have enough stamp when they contacted me, but they said I should still have the assessments with the doctor. 
    I have never received a payment from them.
  • poppy123456
    poppy123456 Community member Posts: 57,016 Disability Gamechanger
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    Which group were you placed into? The WRAG or Support Group? 

    Have you used a benefit calculator to check entitlement to UC? If you were placed into the Support Group for ESA then you’ll be entitled to the LCWRA element of UC from the start of your claim, 
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Alison213
    Alison213 Community member Posts: 3 Listener
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    Thank you. I will check out the support group I was placed and do the benefits calculator. I only joined yesterday so, I’m just finding my feet. Thank you for your help. I do feel a lot better. Alison 
  • L_Volunteer
    L_Volunteer Community Volunteer Adviser, Scope Member Posts: 7,982 Disability Gamechanger
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    Have you managed to check out the support group you were placed in and use the benefits calculator yet @Alison213? If so, I am just wondering if you would like to share more with us about how this has gone for you and if we can do anything to help with this or with finding your feet. We are all here for you and supporting you the best we can  :)
    Community Volunteer Adviser with professional knowledge of education, special educational needs and disabilities and EHCP's. Pronouns: She/her. 

    Please note: if I use the online community outside of its hours of administration, I am doing so in a personal capacity only.
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