Taking in a lodger — Scope | Disability forum
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Taking in a lodger

Katrina65
Katrina65 Community member Posts: 18 Listener
edited July 20 in Benefits and financial support
Will I lose my severe disability premium if I rent a room out to a stranger? I would also declare this to the DWP 
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  • poppy123456
    poppy123456 Community member Posts: 49,744 Disability Gamechanger
    No, not if there's a commercial agreement. However, rent from a lodger when claiming Income Related ESA there's only a £20/week disregard and after this your ESA is reduced £1 for £1. This will likely mean you'll be worse off by taking in the lodger.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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  • Katrina65
    Katrina65 Community member Posts: 18 Listener
    Many thanks just got to look at everything 
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  • poppy123456
    poppy123456 Community member Posts: 49,744 Disability Gamechanger
    Yes income from a lodger is disregarded when claiming UC. However, you will lose the SDP by claiming this. You will be entitled to the SDP transitional protection if you claim UC as well as the LCWRA element from the start of your claim. 

    You will be worse off compared to what you're receiving now because the TP is actually less than SDP but may still be better off with the income from a lodger.

    You should also be aware that the TP will erode over time, so if other elements increase, the TP decreases until such a time it will erode completely.

    If any part of your ESA is contributions based this will continue but be deducted in full from any UC entitlement.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
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