If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.
Find out how to let us know if you're concerned about another member's safety.
Find out how to let us know if you're concerned about another member's safety.
Taking in a lodger

Katrina65
Community member Posts: 18 Listener
Will I lose my severe disability premium if I rent a room out to a stranger? I would also declare this to the DWP
Comments
-
No, not if there's a commercial agreement. However, rent from a lodger when claiming Income Related ESA there's only a £20/week disregard and after this your ESA is reduced £1 for £1. This will likely mean you'll be worse off by taking in the lodger.
I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.If i see a question that i know the answer to i will try my best to help. -
Many thanks just got to look at everything
-
Yes income from a lodger is disregarded when claiming UC. However, you will lose the SDP by claiming this. You will be entitled to the SDP transitional protection if you claim UC as well as the LCWRA element from the start of your claim.You will be worse off compared to what you're receiving now because the TP is actually less than SDP but may still be better off with the income from a lodger.You should also be aware that the TP will erode over time, so if other elements increase, the TP decreases until such a time it will erode completely.If any part of your ESA is contributions based this will continue but be deducted in full from any UC entitlement.I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.If i see a question that i know the answer to i will try my best to help.
Brightness
Categories
- All Categories
- 12.8K Start here and say hello!
- 6.5K Coffee lounge
- 40 Games room
- 423 Cost of living
- 4.4K Disability rights and campaigning
- 1.9K Research and opportunities
- 208 Community updates
- 9.1K Talk about your situation
- 2.1K Children, parents, and families
- 1.5K Work and employment
- 785 Education
- 1.6K Housing and independent living
- 1.4K Aids, adaptations, and equipment
- 611 Dating, sex, and relationships
- 370 Exercise and accessible facilities
- 758 Transport and travel
- 30.4K Talk about money
- 4.3K Benefits and financial support
- 5.1K Employment and Support Allowance (ESA)
- 16.4K PIP, DLA, and AA
- 4.6K Universal Credit (UC)
- 6.2K Talk about your impairment
- 1.8K Cerebral palsy
- 857 Chronic pain and pain management
- 160 Physical and neurological impairments
- 1.1K Autism and neurodiversity
- 1.2K Mental health and wellbeing
- 322 Sensory impairments
- 818 Rare, invisible, and undiagnosed conditions
Complete our feedback form and tell us how we can make the community better.
Do you need advice on your energy costs?
Scope’s Disability Energy Support service is open to any disabled household in England or Wales in which one or more disabled people live. You can get free advice from an expert adviser on managing energy debt, switching tariffs, contacting your supplier and more. Find out more information by visiting our
Disability Energy Support webpage.