Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.

Insurance

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Kevin23
Kevin23 Community member, Scope Member Posts: 11 Listener
Hi 
I have a house which I pay a mortage  for .. but I can't get life insurance.  I have approx 10 years on the mortgage  left I but have physical and mental health issues .. so I I became ill or unable to work due to my condition deteriorating or if I died .. the mortage won't be covered so I guess I loose the house. ... anyway question  do u know an insurance  company who can help .. so far I've been refused by Lloyd's legal General royal London some others to ...

Comments

  • 66Mustang
    66Mustang Community member Posts: 14,559 Disability Gamechanger
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    Have you tried a specialist insurance broker, as opposed to approaching insurers directly? A broker will take your specific situation into account and hopefully find a product that fits your requirements.
  • woodbine
    woodbine Community member Posts: 11,942 Disability Gamechanger
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    They will never cover existing conditions, however if you became too ill to work there can be support from the govt. with your mortgage (SMI)
    2024 The year of the general election...the time for change is coming 💡

  • 66Mustang
    66Mustang Community member Posts: 14,559 Disability Gamechanger
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    I think Woodbine is right

    However I believe life insurance companies can't use your disability to discriminate against you unless the disability is believed to shorten your life expectancy

    Not sure on whom it is to prove if it does or does not have an affect though
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