Insurance

Kevin23
Kevin23 Online Community Member, Scope Member Posts: 14 Listener
edited November 2023 in Housing and independent living
Hi 
I have a house which I pay a mortage  for .. but I can't get life insurance.  I have approx 10 years on the mortgage  left I but have physical and mental health issues .. so I I became ill or unable to work due to my condition deteriorating or if I died .. the mortage won't be covered so I guess I loose the house. ... anyway question  do u know an insurance  company who can help .. so far I've been refused by Lloyd's legal General royal London some others to ...

Comments

  • 66Mustang
    66Mustang Online Community Member Posts: 14,993 Championing
    Have you tried a specialist insurance broker, as opposed to approaching insurers directly? A broker will take your specific situation into account and hopefully find a product that fits your requirements.
  • 66Mustang
    66Mustang Online Community Member Posts: 14,993 Championing
    I think Woodbine is right

    However I believe life insurance companies can't use your disability to discriminate against you unless the disability is believed to shorten your life expectancy

    Not sure on whom it is to prove if it does or does not have an affect though

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