Current ESA rules on purchasing a home for our disabled daughter currently receiving ESA and PIP

LesleyJSloan

Hi Community 
I have read past posts going back some years, but would really like to know if any rules have changed on purchasing a home for our daughter. 

It is very worrying as currently she rents, these costs are increasing so rapidly not sure how much longer she can afford as she is single with no children. We would like to use our savings to purchase a property to ensure she is safe and secure for her lifetime. Can you advise if she would still be able to receive her ESA as we know this is subject to specific conditions. 

Ant advise would be gratefully appreciated as very difficult to get information.

poppy123456

The house you live in is disregarded from all means tested benefits.

If she claims for help with any rent at the moment she would of course lose that if you buy her a house. 

However there could be other implications to this and before doing anything else you need to get some expert advice. Some information here https://www.litrg.org.uk/tax-guides/savers-property-owners-and-other-tax-issues/capital-gains-tax/capital-gains-tax-gifts

Hannah_Alumni

Hello @LesleyJSloan

Wanted to comment and say welcome to the community!  

I see Poppy has advised and shared information on capital gains tax on gifts. I hope it helps! 

LesleyJSloan

Thank you everyone, we always knew it would not be plain sailing, will get down to some bedtime reading.

poppy123456

It's straight forward for her benefits (apart from help with the rent) it's just the other part that may not be.