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Help - advice needed

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mark_com
mark_com Community member Posts: 3 Listener
Dear all,
I hope everyone is doing well.

I am disabled ( with PIP and LCWRA on UC ) nothing else meaning i live at home with parents so no housing benefit / housing element. & single.

Someone was thinking to gift / provide a home for me ( outside uk ) very cheaply so I can at least hope to get some medical treatment in that country ( europe ).

How owning a house will affect my UC despite not claiming any housing element?

I understand UC is mean-tested benefit ... but i'm really unwell, if anything extremely ill and UC with LCWRA is keeping me alive - and losing this will mean I will not be able to buy the essential items for my disabilities.

Kindly understand that i'm on benefits because life has taken a u- turn recently, and my only hope is to get better treatment in an european country.

Comments

  • mark_com
    mark_com Community member Posts: 3 Listener
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     https://forums.moneysavingexpert.com/discussion/6354771/mum-buying-me-flat

    There's something similar posted here - not sure if it helps
  • woodbine
    woodbine Community member Posts: 12,115 Disability Gamechanger
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    @mark_com hi and welcome to scope, it may depend on which country you are thinking of moving to and their benefit(s) agreements with the UK.
    There is some info in the link:
    https://www.gov.uk/claim-benefits-abroad

    2024 Election won

  • mark_com
    mark_com Community member Posts: 3 Listener
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    Hey @woodbine many thanks for your help.

    I am not thinking to move permanently - just maybe few days in a year over there for medical treatment.

    I will stay here in UK forever.

    Was wondering if UC will be affected as I don't take the housing element - or if the ownership of property will be counted as an asset making my UC null?

    Kindest regards,
  • poppy123456
    poppy123456 Community member Posts: 57,162 Disability Gamechanger
    edited November 2023
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    If you're not going to be living in the property then it will affect your UC if the capital in that property is more than £16,000. This will mean your UC will end. PIP won't be affected because it's not means tested.

    UC is one benefit made up of many different elements and it's all means tested.
    I would appreciate it if members wouldn't tag me please. I have all notifcations turned off and wouldn't want a member thinking i'm being rude by not replying.
    If i see a question that i know the answer to i will try my best to help.
  • Jimm_Scope
    Jimm_Scope Posts: 3,610 Disability Gamechanger
    edited November 2023
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    Any property that is not your own home is counted towards the savings cap for means-tested benefits. I'm afraid owning that home would likely end your UC if it is not your main home.

    Savings rules in working age benefits - Entitledto goes into some detail about it if this helps.
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