Receiving money while getting LCWRA

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MacLeanK
MacLeanK Online Community Member Posts: 11 Listener
in Universal Credit (UC)
Hi there.

I was wondering if someone could help me.

I watched a video last night of the government's new strategy to catch those who fraud the system and it has left me confused.

It mentioned that you are not allowed to receive any money whilst receiving UC. I am not anxious as my mum sends me money sometimes, or my sister or friends. Does this mean I am doing something wrong? I don't get monthly payments from them, but just at random times if I need more help. The same applies for if I sold a top for £20. I am riddled with anxiety now.

Thank you.

Comments

  • chiarieds
    chiarieds Online Community Member Posts: 17,155 Championing
    Please don't worry; you can receive money when on any benefits. The only thing is if it takes your savings over £6000; only then do you need to notify the DWP. There's so much speculation at the moment that it's causing some people a lot if worry. This is all about what 'might' happen, so relax if you can.
  • MacLeanK
    MacLeanK Online Community Member Posts: 11 Listener
    Thank you so much for taking the time to comment.
    Yes, I have less than £6,000 in savings. So all of these things currently being discussed online, such as banks monitoring your account to see what you spend your money on and what money you receive and where from are all simply ideas right now? Another thing was mentioned that if you have more than one account that should be disclosed. I have a few but only use them to separate the money I receive from UC. 
    Thank you.
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    It’s all speculation at the moment and nothing to be worried about. With your bank accounts providing you don’t have more than £6,000 savings in total, even if it’s not in a bank account then no, you do not need to tell them all your bank accounts.

    I have a few but they only know about my current account. I don’t have more than £6,000 in savings so no need to tell them. 
  • TheodoreReber
    TheodoreReber Online Community Member Posts: 2 Listener
    I understand your concern. Receiving occasional financial help from family or friends or selling personal items occasionally usually doesn't conflict with receiving Universal Credit. The government's focus is typically on regular, substantial income that could affect your eligibility. However, if you're uncertain, it's always a good idea to consult with a benefits advisor or check with the relevant authorities to ensure compliance and ease your anxiety.

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