My partner is due an inheritance.

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steve1571
steve1571 Online Community Member Posts: 32 Connected
in Universal Credit (UC)
I am on uc LCWRA. My partner is my carer and is due an inheritance.  We don't know the figure.  However it is believed to be over 16 thousand. What are our options? It seems stressful as we will have to pay full rent, bills and council tax. Could she reject this or will the dwp/uc ask why it was rejected and cut us off? I'm the main claimant, I'm the one who's sick. She is on my claim. I don't understand how I am effected by this.

Will we be cut off and my partner and I be expected to look for work ?

Any advice would be greatful.

Comments

  • FedUpandSad
    FedUpandSad Online Community Member Posts: 9 Listener
    When you get the inheritance if it's in a trust then it doesn't count as capital. There's another few rules depending on how exactly you get it. The best bet is to speak to the CAB or someone for official advice.

    Remember when you get the money it can be spent anyway you like as long as you aren't spending it to specifically keep your benefits.
    You can buy yourself a car with the full amount and then keep your benefits. This has actually been to court so there is a precedent, the judge in that case said that the government had no business telling you what to spend your money on and it was thrown out. The DWP would have to prove that you spent it specifically to keep your benefits and that's actually very very hard for them to do, if it was me I'd buy car "x,y,z" because I've always dreamt of owning one 😉
  • poppy123456
    poppy123456 Online Community Member Posts: 64,463 Championing
    If you have any debts then you can pay those off without it affecting any of your UC. Paying off debts is allowed when claiming UC as it's written into the regulations. Although you must still report receiving that money.

    When claiming UC what matters is what you have in your bank on the last day of each assessment period.

    As it's inheritance you can't refuse it because doing so could be seen as deprivation of capital and you'll still be classed as having the money.

    For council Tax reduction all local Authorities have their own rules and some have a maximum savings limit of £6,000 before entitlement to CTR ends so you must also report the changes to them. Paying off debt when claiming this could be seen as deprivation of capital if the debt isn't immediately repayable.

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