Hi, my name is Anna321! Will I lose my benefits if I buy a house with my mum?

Anna321
Anna321 Online Community Member Posts: 1 Listener
edited November 2023 in Benefits and income
Will we lose benefits if my elderly mum moves in with us?  Mum & I are buying a house together and she has a large amount of savings/investments but I am on UC and PIP and don’t work. My husband gets the uc care allowance as he looks after me.  He doesn’t work so we live off my benefits.

Comments

  • poppy123456
    poppy123456 Online Community Member Posts: 64,456 Championing
    Your mum's savings/capital will have no affect on your UC. PIP isn't means tested anyway. If you're currently claiming help with any rent with your UC then this will end if you buy a property to live in.

    If you need a mortgage for that property then it may not be easy to get that when claiming benefits and not working.
  • Rosie_Scope
    Rosie_Scope Posts: 7,994 Scope Online Community Coordinator
    Hi @Anna321, looks like Poppy has already answered some of your questions, but I just wanted to pop in to say hello and welcome you to the community. 

    I've moved your post over to our benefits boards in case you have any more questions. It just means that people with the best experience and advice can find it more easily :) 

    I hope you'll find our community friendly and useful.

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