LCWRA

poppiecat

Hi, both me and my husband get LCWRA. He is 66 in April so i understand that his will end. I am 59 so will we still get the £139.01 a month?

poppy123456

LCWRA is part of UC, if you’re living together then you can’t both be receiving the LCWRA element because you can only receive one per claim. 

Before I advise further are you claiming UC as a couple? 

poppiecat

To be honest i am not too sure, we both had to fill forms in, we both had an assesment and we both got a letter each to say we have both been awarded it but we have just had 1 payment of £139.01, that went into hubbys bank account, i didnt get anything in my account.

poppy123456

I'm assuming you're living together, if you are then yes you should be claiming as a couple. I have no idea what that payment of £139.01 is for and you must be having some deductions in your claim because that amount doesn't make sense. You can log into your journal and check your statements to see what exactly is included. Although you both have LCWRA you will only be entitled to 1 payment. 

When claiming as a couple, only one of you will receive the payment, unless you've specifically asked for your payment to be split into 2 so you each receive half the monthly amount. This isn't automatically done so wouldn't happen unless you ask them.

Has your partner claimed their state pension? If not then they need to do that. Once they reach state pension age you will be known as a mixed aged couple and your joint UC claim will continue. They need to make sure they report changes and tell them that they are now state pension age, just incase they don't action that. 

Your partners state pension will be deducted in full from any UC entitlement. Whether there's any entitlement to UC at the time will depend on your joint circumstances. 

Are either of you claiming a disability benefit such as PIP daily living or DLA mid/high rate care?

poppiecat

Yes we are living together. I get both lower rates of PIP and hubby gets the lower rate of PIP living rate.

poppy123456

Then one of you will receive the LCWRA element and the other can claim carers element of UC. To claim carers element you need to report a change of circumstances and click caring for someone. They will then include the carers element in your claim. 

Has your husband claimed their state pension yet? He can have a state pension forecast here. https://www.gov.uk/check-state-pension

poppiecat

Hi, he claims it in April and he will get the full amount.

poppy123456

Then from April with the annual increase it will be £221.20/week. The deduction from your UC will be £958.53/month. 

Are you claiming for help with the rent in with your UC?

poppiecat

Thankfully we dont have a mortgage.

Albus_Scope

Heya @poppiecat and welcome to the community. 

I see you're already getting some top support, but I just wanted to pop in and say hi.

poppiecat

Hi albus, thank you. The support as been great, i now have a better idea about things.