Car Insurance

Harrysdad

Hi, My son has a motability car and insurance that is driven by his support staff. His car was damaged by them and a no fault claim was made. Am i being unreasonable to expect the driver or his employer to pay the excess fee of £100?

rubin16

Harrysdad said:

Hi, My son has a motability car and insurance that is driven by his support staff. His car was damaged by them and a no fault claim was made. Am i being unreasonable to expect the driver or his employer to pay the excess fee of £100?

I don't think its unreasonable to ask them, if anything they should be liable for it. They can't damage the vehicle themselves and them expect you to be out of pocket (Pay) becuase of it. If it was their fault they should pay the excess.

woodbine

If I'm honest I'm really not sure, personally I would pay up this time.

MW123

Harrysdad said:

Hi, My son has a motability car and insurance that is driven by his support staff. His car was damaged by them and a no fault claim was made. Am i being unreasonable to expect the driver or his employer to pay the excess fee of £100?

I would recommend discussing this with the Motability scheme to understand the responsibilities of all parties involved, including the leaseholder (your son), drivers, and employers of drivers. The scheme may have specific processes for handling repairs and claims.

The employment or contractual agreement between your son and the support staff/their employer might play a role here. It's important to review any agreements or contracts in place to understand the responsibilities and liabilities of each party involved. There might be specific clauses related to vehicle damage and financial responsibilities. 

66Mustang

I'm with a @woodbine and would pay up

Generally you can't employ someone and then make them pay for accidental damage they cause

But like others have said, in a much more eloquent way than I ever could, it depends on the nature of the contracts and stuff