Bereavement

ollieandduke

I wrote on here the other day asking for advice regarding the death of my brother's bank account.
I've received a letter today from his bank stating as he has passed they have closed his account leaving £225 balance in there.
I've rang his bank asking if it would be possible to with draw the money to help pay for his debts.
They've told me I would have to hire a solicitor to fight my case which could take months if not years.
It isn't worth it to me so should I cut my loss and let them keep the £225 that's in his account I don't have money for a solicitor and definitely not for a small amount as this

Jimm_Alumni

Hi @ollieandduke, I'm sorry it has been quite some time. Were you able to find any resolution for this at all? Was there a special reason you would need a solicitor to fight for the money? Are there, or were there, other benefactors involved at all? Many banks have specialised bereavement teams who help deal with such accounts.

I do agree that a solicitor will probably cost more than the £225, but unless there are other factors here I wonder the reason for the solicitor at all.

Let us know how you're doing 🙂 I imagine it's been a difficult time. If you are having any issues with the death Mind have a page on bereavement which links to various resources to help: What is bereavement? - Mind

MW123

@ollieandduke

I am sorry for your loss and the challenges in settling your brother's affairs. Handling financial matters after a loved one's passing can be difficult. Before giving up on the £225, consider a few steps that might help you access the funds without a solicitor. UK banks often have procedures for small estates that do not require legal intervention.

If you haven't already, try speaking to another bank representative or manager. Clearly explain your situation, emphasising the small amount and your role in managing your brother's affairs. Many banks have processes for small estates that bypass probate or letters of administration, this usually involves filling out a form where you declare that you are the person entitled to deal with the estate.

The threshold for what qualifies as a small estate can vary, so it's worth asking the bank if they have such a process and whether the estate of your brother qualifies. Ensure you provide the bank with a copy of the death certificate, as it officially informs them of your brother's passing and might be necessary for further steps.

Most banks have a bereavement or probate team specially trained to handle cases like yours. It may be worth phoning the bank's head office to be connected to their team. They can guide you through the process and might be able to offer a solution that does not involve engaging a solicitor.