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Motability Car Security

trainconductor

I recently received my motability car and got a steering lock within the first week on Amazon. The steering lock cost me 54 pounds but even the manufacturers say it is not 100 percent guarantee that the car would be safe. To be fair, I didn't think things through before buying the lock. I am going to be paying 100 pounds if the car is stolen as part of my excess.

Is it really worth me buying the steering lock? I'm thinking of returning the item back to Amazon

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Comments

KG100

It's an extra bit of security, it'll make it a bit harder for anyone breaking into your car and will slow them down.

They'll probably rather break into a car without one rather then yours.

Anything that slows a burglar or car thief down is worth having.

OverlyAnxious

Steering locks are quite heavy and awkward. Depending on your conditions, it may be more hassle than it's worth trying to fit and remove one every time you use the car.

I don't think cost is the main point here though. Generally Motability cars are owned by people who can't use public transport. So if the car was stolen from public area, would you be able to get home? Do you need to get to the hospital or other medical place regularly? Could you get food shopping without the car?

Personally, the inconvenience of losing the car is worth far more to me than £50 spent on a theft deterrent. Though I would chose the deterrent carefully, a steering lock may not be the best one for your situation.

66Mustang

Putting aside the inconvenience caused mentioned by @OverlyAnxious, £100 is a very reasonable excess, I'd almost call it a token

I do understand the views above but how far would you go to stop crime? Aside from choosing an electric car, I don't know of any measures you could take that would stop someone stealing the catalytic converter from under your car - something that happens in broad daylight in busy areas because there is no deterrent or enforcement and the public just think it's people working on a car

I'm not saying that anyone WILL target your car but if you are worried about one thing, there are loads of other things to equally worry about that you have no control over and can't prevent

So I'm trying to say maybe don't worry in the first place and be reassured in the fact that you have an absolutely minimal excess to pay should the worst happen

trainconductor

Thanks for your advice and suggestions guys. I eventually returned the steering wheel lock. Two other folks that I know with motability cars also don't have any extra security besides what has come with the car. I was overthink things by the look of things.

Razr

https://forum.scope.org.uk/discussion/comment/902702#Comment_902702

Am I correct in thinking all mobility cars/vehicles have to be insured fully comp?

poppy123456

https://forum.scope.org.uk/discussion/comment/902705#Comment_902705

Yes but insurance is included with the cost of the lease, which is your mobility payment. The only thing you pay for is your fuel.