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Early retirement on health grounds

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aicha
aicha Community member Posts: 8 Listener

Afternoon greetings

I have been diagnosed with a multi-level spinal disease which worsen off and will worsen off (according to GP) and has been on sick leaves receiving SSP from my employers since April 2024as my condition made me and will carry on to hinder my ability to do my work (I’m bedridden).The LWARC has been agree and I’m waiting for PIP ‘s assessment report regarding my condition.My employer in Education sector approached me today for an Early retirement on the health grounds .I’m not sure what will be the best options for me .Could someone provide me some assistance/guidance what will be my best interest as I kept hearing different views and I’m lost .

Thank you for your time &help

Be grateful for whoever comes,
because each has been sent as a guide from beyond.

Comments

  • Bydand
    Bydand Community member Posts: 116 Pioneering
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    Hi, sorry to hear about your health problems, anything to do with the spine is generally never great….i know!

    With regards your question, the first thing to realise is that IHR (I’ll health retirement) is not an easy process to go through, is a very lengthy process and there is no guarantee of a successful outcome or pension award.

    Generally speaking to be considered for IHR you would already have a fairly lengthy timeline (years usually) of ill health, sick periods, Occupational health referrals and will have tried and exhausted all reasonable adjustments at work first.

    The first thing I would advise is that you get a copy of your specific pension policy which will tell you about retirement through ill health and the criteria you would need to meet…..these criteria are not optional, you will have to meet all of them

    Any other benefits you get will not be taken into account for an IHR application and they do not ask about them. It is a standalone application process which will require you to provide extensive medical evidence in your favour against a number of pension descriptors

    it is maybe worth checking with your employer to see if they meant IHR or capability retirement….they are different.

    IHR application can also be related to how long you have worked for the employer etc….again a pension policy will tell you

    If I can be anymore help please ask and I will try and help you figure things out if I can.

  • aicha
    aicha Community member Posts: 8 Listener
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    Morning greeting Bydand

    Thank you very much for your insight

    May you have a blessing day

    Aicha

    Be grateful for whoever comes,
    because each has been sent as a guide from beyond.
  • Bydand
    Bydand Community member Posts: 116 Pioneering
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    Hi again aicha,

    I just wanted to reiterate the importance of finding out what it is your employer is actually suggesting to you. This is very important to helping you make the best choices or decisions

    As an employee you have employee rights and should never be steered towards a particular solution without fully knowing the pros and cons of what’s on offer.

    Please let us know how you get on and feel free to ask questions if unsure about anything.

    S

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