Pension credit dispute with dwp
Hi wonder if anyone else as had problems with. Pension credit, mine was till 2029 but dwp are saying they changed it too 2016, so my pension credit as been stopped and I am paying the amount back from 2016,i have argued with them as I knew nothing about the date that they say they changed it too, can anyone tell me what I can do please,
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Pension credit doesn't have an end date so I'm confused here. Why did it end and why do you have an overpayment? Sorry but more information is needed before I can try to advise you.
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Hey there @Betfred60 welcome to the community.
I can see Poppy is already poised to help you out with your questions, so I'll try not to get in the way. I just wanted to pop in and say a quick hi. 😊0 -
My pension credit started when I turned 65 and was told it was indefite till 2029
I then got a letter from a compliance officer how phoned me later in the week asking how much I had in the bank etc I was then told I couldn't have pension credit as my savings have gone above the amount I could do so, they then stopped it and I pay back the pension credit I received from 2016,although I was told it was 2029 when I enquired
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I don’t believe there is a limit to how much savings you can have on Pension credit. The only thing I can think of is the deductions you have for any amount over £10,000 may have cancelled out your eligibility.
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Not 100% sure but I think the savings limit is £6000
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@Betfred60 im sorry but that doesn’t make sense because pension credit has no end date. It continues for as long as you remain entitled to it.
Thats not correct. When claiming pension credit the savings/capital limit is £10,000. There’s no upper limit either. For every £500 over £10,000 there’s a £1 week deduction in PC.
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I applied for a neighbour and they said he was over the savings threshold.
He had just over £6000 at the time but I am not familiar with the rules.
I only did the online application as he is elderly with no internet knowledge.
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Your savings and investments
If you have £10,000 or less in savings and investments this will not affect your Pension Credit.
If you have more than £10,000, every £500 over £10,000 counts as £1 income a week. For example, if you have £11,000 in savings, this counts as £2 income a week.
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I didn't have savings but cause they have paid me pension credit I have got savings but my issue is it was supposed to be till 2029 but they have stopped it earlier without telling me so I have to pay it back,
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I don't get it but I would of thought you would of had a letter explaining the reason why you were not entitled to the pension credit and have to repay it
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@Betfred60 have you contacted them to find out why they have stopped it?
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Yes I contacted them they insist that my pension credit stopped in 2016, although when I contacted them before when all this started they said it was still 2029,i contacted them again and the 2029 had been removed and changed to 2016,i now pay arrears because my savings cancelled out my pension credit, my issue is I know it was 2029 not 2016 but they will do nothing I now pay full rent etc cause of this mix up
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