Struggling financially with UC

dexy

Hi im really struggling at moment financially i have been off work since march 26 i started claim fir uc 27 june and got first payment 377.00 27 august on 19 august was awarded lcwra. I already get pip 290.00 a month my ssp was 217.00 29 august at moment i have nothing as direct debits have gone out and i also financially take care of son who is full time student and has undiagnosed autism i dont understand my ssp as last month got 404.00 but no uc and this month its less. Any idea if things will get better and when as i am at the end of it. I havent had to pay council tax the last two months though thank you x

Adrian_Scope

Hello @dexy and a warm welcome to the community. 🙂

I'm sorry to read how difficult things are for you at the moment.

Once your LCWRA is put into payment you will receive more from UC. Could I just confirm the dates you've shared?

So you began your UC claim on 27th June, did you supply a fit note to them at this time? If not, do you know the date you first supplied one?

Do you have any other children on your claim or the housing element? I'm asking because you should be entitled to a work allowance now LCWRA has been awarded.

dexy

Thank you so much for reply I did supply a note has have to have them for work. There aren't any children on the claim. I own house with no mortgage. Thank you

Adrian_Scope

Hello @dexy

If you began your UC claim on 27th June, there will be a full 3 assessment period wait until your LCWRA gets put into payment. So following your 27th September to 26th October period, you should see the LCWRA element in your UC award, which will increase the total by £416.19 per month.

You'll also now be entitled to a work allowance, which is an amount you're allowed to earn without it impacting your Universal Credit. As you don't receive help with housing costs, your work allowance should be £673, so you won't see any deductions to your UC for your SSP.

dexy

Thank you very much for replying. I don't know how I will get to October but at least there's some light ahead it's so stressful. You have been a great help thank you x

dexy

Was also wondering if I would get any back pay then I could drop my gas electric payment next month for that month to help me out. Thank you x

Kimmy87

There won't be any backpay for the LCWRA element, nothing is paid during the waiting period so nothing will be owed once it becomes payable.

dexy

Thank you very much much appreciated x