Hi, my name is amh! Will I have to apply again after going over savings limits?

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amh
amh Online Community Member Posts: 8 Listener
edited October 2024 in Universal Credit (UC)

Afternooon stoped my uc due to going over saving untill i pay all back then will be able to rceive payments again when paid all back money will i have to start a new claim all over again am on lcwra sdvice would be helpfull.

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  • OverlyAnxious
    OverlyAnxious Online Community Member Posts: 4,776 Championing

    Hi,

    It does seem that you'll have to go through another WCA in order to reclaim LCWRA after UC is lost due to savings going above £16k.

    You don't have to spend all the money. Once your savings drop below £16,000 again, then you can reclaim at any point after that.

    You can deduct the cost of living payments if you received those during the pandemic years.

    And if you got backpay from PIP or anything then that gets disregarded for 12 months from the date that it was paid.

  • Rosie_Scope
    Rosie_Scope Posts: 6,189 Scope Online Community Coordinator

    Hi @amh welcome to the community. It looks like OverlyAnxious has already answered your question, but I just wanted to pop in to say hello and welcome. I'll put your post into our Universal Credit category in case you have any more questions 😊

    Hope you'll enjoy being a member here.

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