Hi, my name is EvelynKeys34! Carer is using my car for his own personal use

EvelynKeys34

Hello, I hope you are all doing well. My, carer is not leaving my car parked outside my house he is keeping it and using like his own personal car. He, comes and takes me to my appointments and everything I need to do but then drives off to his home. When, I ask for it back he causes an argument?

Rosie_Scope

Hi @EvelynKeys34, welcome to the community. This doesn't sound right at all. Is this car registered in your name? If so, it's your property and he shouldn't be using it for his own personal trips.

Who organises for your carer to come, is it done through the council or do you employ them privately? Is there anyone you can complain to about the situation?

EvelynKeys34

Hi, I hope you are doing well. No, he is my babies dad and I got him to be come my carer as I have mental health problems and also poor mobility. I, have the lease and I pay for the car off of my disability. He, is the only driver at the moment. He, is coming at 08:30 in the morning to take the wee man to nursery etc but he then goes home to his own house with the car.

Sandy_123

Hi @EvelynKeys34 welcome to the forum

That's a tricky one isn't it

Can you drive the car yourself? Or is there anyone else who can be the driver for you?

EvelynKeys34

He is the only driver at the moment. I, start my driving refresher course next week. Unfortunately you need to have a driver for insurance purposes but I shouldn’t have to argue and get told to shut up because I want my car at my home address? I, have on street parking he has a private drive way.

Sandy_123

Yeah I agree you shouldn't maybe try sit him down and explain to him. I can't promise it will go well but it's worth a try. Until he's not the driver it might not probably going to change.

EvelynKeys34

Hi, I have tired that. He, losses his temper and tells me I am stressing him out.

Sandy_123

Its a hard situation to be in the only other thing to do is take him off the car as a driver but then you might struggle

EvelynKeys34

Hi, thanks for reaching out. He, is the only one who is on the insurance to drive the vehicle at the moment. I, will try that typing a letter and sending it to him. He, is a Moroccan and these men are bad tempered. I, will keep updating on here.

michael57

hi one thing you may need to consider is if he is using the car for something that does not benefit the disabled person ie yourself then that could be classed as misuse and the insurance would use it as a get out clause if any thing were to happen

poppy123456

As he's keeping it at his house and it's supposed to be kept at your house, this could also be misuse and insurance could be cancelled along with your mobility vehicle. If something happened to the car when it's parked at his house then they could ask questions.

Daffodil94

Hi, I agree with the previous comments and would add that it affects your insurance premium - a) Where the car is declared to be kept and b) the primary use. If you are not in the car and there is an accident, this voids your insurance. Mobility cars are for the use of the person who is disabled. You could say that you’ve sought advice from a person in a similar situation with a mobility car and they’ve pointed these things out. You could also report the situation to the insurers/mobility company or get a letter from them confirming these points which you can then show your husband. Also, do you really want someone this angry driving your child about? Just a thought.

poppy123456

With mobility vehicles the disabled person doesn’t need to be in the vehicle for every journey so this will not void the insurance. There would definitely be issues if the car is not kept at the disabled persons address and they that’s where it is.

EvelynKeys34

Hi good morning all, Mobility know he can have the car parked at his home. The car is registered to me as I pay the lease but he is down as the driver. As, his insurance is registered to him at his address there is no invalid insurance. He, is saying that he is depressed 😔 . I, will get to the bottom of it.

Daffodil94

Apologies I got it wrong before. I took the line about use incorrectly. However it’s worth noting that Scope published this information in July 2019:

A Motability car is for your benefit only. For example your husband could take the car to pick up your medication without you. He can not however decide to take the car to go food shopping without you or drive to a pub alone. Hope this helps you understand what the rules are.20 Jul 2019

Daffodil94

Difficult situation if he’s depressed as you can’t “fix” that or him. Try and get a friend or professional to help you with this. Understanding him as well as coping with your own situation too is difficult. Do you have a sympathetic GP who could help you? Surprisingly enough, Samaritans are really good to talk to about all sorts of things (apart from the usual thing). I’ve phoned them in the past when my daughter was pregnant, my dad was dying and my then husband was gambling heavily. They helped me prioritise and pointed me in the right direction to get help. Or perhaps someone from Scope can help? All the very best wishes go out to you in this extremely difficult situation. Look after yourself and that lovely baby.😍

michael57

at the end of the day you alone are paying for the car and insurance with your pip money for him to do a few driving jobs for yourself it is not unfair for you to say you want it parked on your driveway or outside your house when its not being used for you using i am depressed is just emotional blackmail i would find another driver to add to the car hope it all works out for you

EvelynKeys34

Thank you, all for the advice.i, am I the progress of talking with him about this situation.

Sandy_123

Good luck

EvelynKeys34

thank you. Everyone, have a lovely weekend.

Sandy_123

You too looks ok weatherwise my end