Hi, my name is DH1984!

DH1984
DH1984 Online Community Member Posts: 1 Listener
edited October 2024 in Transport and travel

After 12 months of waiting, I finally had had my PIP tribunal.

I have been awarded enhanced rate mobility and wish to apply for a motobility car. I'm 40 years old and held my licence for 25 months.

I have had 2 accidents in that time. One my fault the other was definitely 50/50 but it went down as my fault on the insurance (literally a scratched bumper on both cars)

Will I still be eligible or will I be declined in the insurance?

If I am refused insurance can my carer be insured to drive the motobility car so at least I can still get about?

Many thanks

Comments

  • DDN1429
    DDN1429 Online Community Member Posts: 58 Contributor

    I am unsure about the insurance side for yourself, as I have never been able to drive. But your carer can be insured.

  • poppy123456
    poppy123456 Online Community Member Posts: 64,446 Championing

    Best thing to do is ring Motability and ask them. Yes your carer can be insured on it but they can only use the vehicle for your purpose.

  • Jimm_Scope
    Jimm_Scope Posts: 5,717 Scope Online Community Specialist

    Hey @DH1984, it is as Poppy says. When it comes to whether you can get insurance we unfortunately can't really make a guess there. You have to speak with Motability and they determine whether you can get insurance or not. Your carer can certainly get insured on it if you cannot, though they cannot use the vehicle for their own personal use.

    Let us know if you do have any more questions about Motability 😊

    Oh, and congrats on winning your tribunal! 🎉