2nd property and UC

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sophiewade

my husband and I are splitting up. We own a house together which we are both on the mortgage and I own a flat which is solely in my name.
My ex wants to move into my flat so he will then be paying the mortgage on that and I will no longer be receiving any rent or income from this property. I would then stay in the house with my children. However when I looked into getting help from UC it looks as though the flat is being taken into account and therefore im not entitled to anything apart from child benefit. I have 4 kids and worried how I’m going to manage. Can anyone tell me if my property could be disregarded in my case as my ex will be living in it and I won’t be getting an income from it? I’m so confused everything I read seems to be different?

poppy123456

There are some cases where the property can be disregarded. There's some information here that may help.

https://www.legislation.gov.uk/uksi/2013/376/schedule/10

If none of those apply it's correct that if the capital in the property is more than £16,000 there's no entitlement to UC.

If it's put up for sale and you have proof of this then it can be disregarded for 6 months, longer if needed.