Hi There,
So in September my house sold and I received £47k in equity of which I owed £28k in debts (these were with in default or with debt collectors) I also had to pay a friend back who lent me the first months rent and deposit (she is my guarantor - I also have the receipts) so I had about £20k left. I needed to buy another car as we had moved miles away from my work and the banger I was driving was not going to do the distance. Once I bought furniture etc I had about 12k left. I applied for UC end September once everything had been paid off and was awarded my first payment last week - they reduced my award by £120 per month due to the 6k over limit. So I let them know that my savings has reduced by a further 3k to paying rent x 2 plus the other expenses of paying for the house. They asked me to take in my statements from 28th September to this week which I did. However as they are bank printed they have the large sum coming in and the debts being paid off. I am sick with worry that they will think I have deprived myself of capital!!