help please. I’m
Sisters appointee & she is currently receiving ESA in the support group along with PIP and housing benefit… she has mental health issues ie borderline personality disorder & also suffers from severe asthma & fibromyalgia. However due to her mental illness she sometimes (a lot of times) acts impulsive and puts herself in vulnerable positions so she ended up pregnant and wanted to keep the baby and everyone in the family is supporting her as she’s not fit to look after the baby on her own. She was entitled to severe disability payment included in her ESA just yo be clear however iv not found out she will not be entitled to any extra income for the baby as she is on esa & you can’t claim child tax credits or child benefit whilst on ESA.
Now I know she can change & apply for universal credits but when I’m looking at this for her it says you will get child benefit & child element but she will lose her severe disability payments due to the child elements which means instead of being financially better off and having added expenses for the baby she will
Now be worse off and have a baby to look after.. can someone please give me some advice on this like can you not claim child element & still get your severe disability premium. So basically she’s better off staying on ESA as moving to UC will make her her worse off even tho she has these added expenses of a new baby. So confusing please help thanks look forward to someone help me clarify this or anyone been in similar situation. Thank you.