UC review, did not declare credit union, what do I do?

rabanne

hello I am worried about uc review I have never had over 6k in my bank .but when I signed up a don't think I put an ammount for my accounts and did not declare my credit union what do I do I am so worried

rabanne

I got told u dont need to declare if you dont have over the 6k or 16k ammout

poppy123456

Capital of less than £6,000 is ignored. For every £250 or part thereof over £6,000 there's a £4.35/month deduction. Entitlement ends with capital over £16,000.

rabanne

I understand but if I did not state an amount that I can remember when I signed up is that going to be a problem

rabanne

Can any one help please regarding this

poppy123456

https://forum.scope.org.uk/discussion/comment/949843#Comment_949843

You said you've never had more than £6,000 so it won't be a problem.

rabanne

Thank you think the most I have had is 3k is that still okie

Morgan_Scope

Hello @rabanne, yes that should be okay. UC may say you are meant to tell them anyway, but as £3,000 won't impact your UC award, there won't be any issues with this.

rabanne

Okie thank you for your help I wonder if they will want to look at the start of my claim to check this tho if I ever do get a review and what will I do about my credit union account do a I declare that and how much I have inmy current account will this trigger a review a feel sick with worry

rabanne

I think when I first claimed with my partner I had 1k he did not and does not have any savings and the only got to the 3k ammount because I had maternity allowance back pay and baby grant awarded

michael57

i think a good point to make is that its a total of all accounts adding up to a minimum of £6000 not each account or each person in a couple

rabanne

Yes I know and my partner does not have savings or any other accounts .

rabanne

I'm just needing advice on what to do do I declare whats in there atm ? Do I declare credit union am I going to get into bother .

poppy123456

You didn’t have more than £6,000 so there’s nothing to worry about. They won’t want to see bank statements further than 4 months unless they think you had more than £6,000 at any one time.

There’s really no other advice to give.

rabanne

OK thank you very much