Pension credit

maizie

hi I have not received my state pension yet but have notified it Wii be £922 I have been told to apply for pension credits can anyone tell me more about this how much will I receive is it meanstested

Kimi87

Yes Pension Credit is means tested.

You can fill out the calculator to do a estimate (put a date of birth in a few years before yours, so your details show as already getting the state pension).

https://www.gov.uk/pension-credit-calculator

poppy123456

Yes, Pension Credit is means tested. Whether there's any entitlement will depend on your circumstances. If you live with a partner that's younger than you then you will not be able to claim it as you're treated as a mixed aged couple.

There's a Pension Credit Calculator here, when you use it please make sure you put your age as state pension or above. If you put it as below this then it will not calculate it for you.

maizie

hi thanks a lot ,do I put in I receive ESA as that would stop at pension she TIA

Kimi87

You need to fill in the calculator as though you are already state pension age. So no ESA as that's a working age benefit.

maizie

oh thanks a lot I’m with a friend who is also calculating her PC and he’s say £197 per week surely this can’t be correct

poppy123456

It will depend on circumstances. If you're a single person and your pension is more than £218.15/week there would be no entitlement. However PC entitlement can increase if you're entitled to Severe disability Premium (known as Severe disability Addition in PC) as well as underlying entitlements to carers allowance.

See link. https://www.gov.uk/pension-credit/eligibility

maizie

r you I give up lol I’ve tried the app it says£69 but my pension is £230 think I’ll wait till nearer the time andgo to one of these surgeries that help fill informs I’m giving my self anxiety but thank for the advice

poppy123456

Do you claim a disability benefit such as PIP/ADP daily living or DLA mid/high rate care? Or registered blind? If so do you live alone, no other adults?

If you live with other adults do they also claim one of those disability benefits their self or registered blind.

If so and no one claims either carers allowance or carers element of Universal Credit for looking after you then you'll be entitled to SDP (SDA in Pension Credit) this would mean your maximum weekly income threshold would increase, which is likely to mean there's some entitlement to PC.

maizie

I claim adp and I live alone ,what is sdp ,sda

poppy123456

If that ADP includes the daily living part and no one claims carers allowance (CA) or carers element (CE) then you'll be entitled to that. SDP is Severe disability Premium paid to those that live alone or treated as living alone, if they are claiming certain means tested benefits. SDA = Severe disability Addition.. it's the same as SDP but known as this when claiming PC.

Is your current ESA Income Related? If it is then you should be claiming SDP now. Unless someone claims either CA or CE for looking after you.

maizie

yes it is income related should I apply for this before I get my pension

maizie

hi poppy, thanks sooo much for that information I have just applied for SDP the girl filled in application over the phone, says I should hear something by end of next week,dont know if this will be more detailed or if it will be a decision

poppy123456

You’re welcome. This would be £81.50/week paid in with your ESA. The decision to award going forward should be quite quick.

If you didn’t ask them to look at backdating it to when you became entitled to it then you should do that.