Review

JSM555

I have been asked to provide 4 months of bank statements and my ID and I’m massively anxious. I haven’t been using my account (apart from one standing order for my phone bill) due to mental health and recently sent my boyfriend a few thousand pounds as he manages my bills and pays rent to my parents for me. (I live with my parents and boyfriend pays my rent to them and pays for my other expenses and then I pay him after a few months to cover that time) Will this be seen as suspicious and will they want further bank statements? I have been claiming UC for a year and my bank account for the entire UC claim has been the same with no outgoings apart from one phone bill. What could the outcome be? What do you think they will want to do? I suffer with extreme anxiety and it massively affects my day to day life. I struggle to get out of bed most days. I get the LCWRA element as well as PIP. Please can someone advise what UC are likely to do? What will they think of me not using my account? Will they want bank statements from last year when my claim started? Can they ask for bank statements from before the claim started?

Ostia

Hello, I am not an advisor but you may want to check with Citizens Advice if you pay rent to your parents out of any benefit money there are rules about that to follow.

Also if someone else sorts out your bills for you they may count as an Appointee which again CAB can advise you about so that you can tell the DWP about your situation.

All the best, A

Holly_Scope

Hi @JSM555 I completely understand why you're feeling nervous. A lot of people have said that the review wasn't as scary as they initially thought (hopefully that puts you at ease a little). There's a discussion here which might be helpful to you. Lots of comments from people who have experienced a bank review - Universal Credit Bank Reviews: Frequently Asked Questions

Best wishes,