Hello, will I have to start a new UC claim when joining as a couple?

nogg22
nogg22 Online Community Member Posts: 12 Listener
edited May 13 in Universal Credit (UC)

Hi all

Here to see if my worries can be answered and soak up any knowledge from other posters .

Comments

  • Mary_Scope
    Mary_Scope Posts: 1,509 Scope Online Community Children and Family Specialists

    Hi @nogg22 and a warm welcome to the community!

    What worries do you have? We're a friendly bunch here on the community and we will do our best to support you and answer any questions you have😊

  • Rosie_Scope
    Rosie_Scope Posts: 5,644 Scope Online Community Coordinator

    Welcome @nogg22 ☺️ hope you'll enjoy your time here

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    Thank you that’s so kind .

    I’ve posted on the forum it’s regarding my change of circumstance and moving to new area .

    Will I have to start New claim when changing to a couples claim and moving area I’ve had a reply saying about link code I’m worried as been in aupport / LWRCA group and so worried will have to go through all the hoops again .

    I’m not sure my mental health can cope with it , it was traumatic the first time round writing down information that trigger bad thoughts .

  • Kimi87
    Kimi87 Online Community Member Posts: 5,498 Championing

    It won't be a brand new claim, you will link your existing claim to your partners new claim and any UC entitlement will be based on your joint circumstances as a couple living together.

    If as a couple you are entitled to UC, your LCWRA award will remain in place.

    Because of your LCWRA your partner can earn £411 before the standard deduction is made on their wages, 0.55 for every £1 earned.

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    is that £411 a month kimi … ?

  • Kimi87
    Kimi87 Online Community Member Posts: 5,498 Championing

    Yes it's called the work allowance, each month your partner can earn £411 before the standard deduction is made.

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    Then the deduction comes off my uc? how does help with the rent work have never claimed rent help .

  • Kimi87
    Kimi87 Online Community Member Posts: 5,498 Championing

    You will have a joint couples claim so what UC will do is add up all the elements you are entitled to, so

    Standard Allowance +

    Housing Element +

    LCWRA

    Then they will deduct your partners earnings (over £411) at a rate of £0.55 for every £1.

    To claim Housing Element once your claims are linked, one of you reports the change in your housing costs.

    Housing Element might not cover the whole rent, will you be renting privately or in social housing?

    Try a benefits calculator to estimate joint entitlement, filling it in as if you were already living together.

    https://www.gov.uk/benefits-calculators

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    private rental 👍

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    Thank you btw for helping .

  • Kimi87
    Kimi87 Online Community Member Posts: 5,498 Championing

    For private rental it's unlikely your whole rent will be paid.

    You can see the maximum amount payable on this link:

    https://lha-direct.voa.gov.uk/

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    When working out nett pay is pension taken off as with Tax and national insurance.


    grateful for all the replies thank you 🙏

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    sorry to post again .

    With this being a new area i will be moving too, will it be as explained earlier .. not a new claim just my existing one .😌

  • charl1234
    charl1234 Online Community Member Posts: 258 Empowering
  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    As in new council area sharl1234

    🙂

  • Kimi87
    Kimi87 Online Community Member Posts: 5,498 Championing

    You keep your existing claim.

    Partner makes a new claim.

    They are then joined together and become a couples claim.

  • nogg22
    nogg22 Online Community Member Posts: 12 Listener

    Hi all

    When working out earnings is it nett pay please after tax /Ni etc