How to pay back extra payment?

sunflower2

Hi

Ok so mum is currently getting income based ESA she applied for UC on 20th may had another ESA payment on the 30th of may which would have been her last run on payment. She's now received another payment today so I'm guessing ESA doesn't know yet about UC however she doesn't want an overpayment to be taken from her first UC payment is there a way to pay this back in full as were not touching it so it doesn't come off her first UC payment?

sunflower2

And if we did have to pay it back through UC would they take the full amount or would they charge us like £60 a month or something?

OverlyAnxious

Hi,

You can't choose to pay it back now unfortunately.

Have to wait until you get a letter from the DWP debt management team in the journal. That tells you the exact amount of overpayment and tells you where to send a bank payment if you want to pay it off in full.

In some cases, the overpayment will automatically be taken out of the first payment (this happened to mine).

If you don't pay it off in full, it will be taken is small amounts from several payments, at a maximum of around 15% of the income payment each time.

Sorry that's not much help, but all you can really do at the moment is wait.

sunflower2

https://forum.scope.org.uk/discussion/comment/1036757#Comment_1036757

Thanks that was actually really helpful. So we can choose to pay it off in installments because we couldn't manage if they took the full amount from her first payment?

OverlyAnxious

https://forum.scope.org.uk/discussion/comment/1036812#Comment_1036812

As I say, one of mine was taken in full without any options given at all, so you may not have a choice. But you shouldn't be worse off because it'll just balance out. (You'll get less UC, but keep the ESA so the total income is still the same).

If you do get a letter than that has two options. Monthly repayments from each UC statement are standard, or you can choose to pay off in full.