Claim review and bank statement worry
Hello
I have submitted statements and worried that it will be picked up on it a lot due to frequent monthly withdrawals and cash deposits. Basically my partner who is on a joint claim was gambling a lot which was peer to peer, not online. He would take the money out and then later on put it back on my account. Sometimes 50-100 more from winnings (not all the time ). I know its terrible what he was doing , but i cant prove that its not “cash in hand” work he did apart telling them what it really was. I also send regularly to my mum abroad to help with bills which has a proof that i dont have a capital from these money. I am worried sick they will decide that these are undeclared money or something which is really isnt 😢 ?
Comments
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That's the problem with these silly checks. The amount going in and out can vary a lot with people gambling but if I put £100 into gambling, won it back and then put it back in again that would show over £3000 going in and out just on that alone even though its actually just £100. As an example
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Sorry for being dumb, i didnt know this before the review. Can you provide a more detailed example? Cause the withdrawals were more than 100 pounds? Are we going to be in trouble cause of that? Thanks
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Hey @gordeniaflower if the winnings are being paid into your account, that would count as earnings, so it's best to be very careful when it's other peoples money, as you'll be the one who has to answer to any DWP questioning. But by the sounds of things, if you just explain the situation then you should be ok. They're mainly just looking for signs of benefit fraud, like large sums coming and going.
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thank you for your reply. Majority of time its the money that were drawn out put back in later on. Bit how to proof they are not earnings? Can they say they are still?
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They'll notice trends I'm sure. If it's the same amount going back in as going out, it'll be fairly easy to explain to them. 😊
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Are you sure about that Albus? Winnings maybe classed as capital but shouldn't be classed as earnings.
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Ah, no sorry, you're totally right @Ray212 gambling winnings would be capital, not earnings. Apologies.
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yes, i have heard its classed as capital, but the problem is the gambling was peer to peer, not online 😵💫
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You should still be able to explain it, so I'd not worry too much. I doubt you'll be the first person they've spoken to with some peer to peer gambling happening. 😊
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thank you been feeling absolutely sick about it for days. Whats the worst case scenario? Can they stop UC completely, or if overpayment will be deducting from it? Thanks again
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Usually the worst that will happen is they'll recoup any overpayments by a few pounds a week. Though if your savings are over 16k, they'd stop your UC then.
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no savings 🙏🏻
thank you all for your prompt replies
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No problem at all @gordeniaflower I hope it all goes smoothly for you. Will you let us know how you get on please?
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yes, i will update on it 🙏🏻
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