Hi, my name is follyray!

follyray

Hello everyone.

Please I need your help concerning my universal credit .I had 2 banks account unfortunately for me i declared only 1 bank account due to not using the other account often ,no income coming in ,it's just for me to pay into the account myself by going into the bank to do the payment ,money less than £60 and I do use the money to shop ,one off a cash gift around £150 was transfer into the account when I lost my dad .The question now is I never declared the account to dwp because I didn't even think about it .

Of recent when I put in an application on behalf of my son to claim waiver ,I declared the two accounts and tender the 2bank statements to home office ,and the waiver was approved ,after I stated what the gift cash was for in the second account .

My fear now is am so scare declaring the second account to dwp as I have had for almost 1years plus ,Please can I closed the second account without declaring it as I don't use this account often and it's just zero balance?

Im just afraid they don't stopped the payment because I don't have anything to relied on and I have a child am looking after ,also I just had back surgery .Its affecting my sleep and mental health as I don't know what to do at this point .

Please can anyone help me with any suggestion that can help me so to feel bit relief and to do the right thing .

Thanks .