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Shared home ownership and UC

mokki

hello everyone

Hope you are all getting some sunshine and fresh air,

I have lived in and rented my mums house for over 12 years, due to my disability and more suitable facilities.

My mum owns her house outright and rented a bungalow, suited to her needs. She is elderly and disabled.

I claim PIP and currently in the process of migrating to UC from ESA support group.

I have been left my mums house in her will as sole beneficiary. My mum is now worried my siblings may contest the will (despite them all knowing my mums plans) and leave me with a lot of stress and lengthy court battles) with which I am mentally and physically unable to deal with. She has been to a solicitor to discuss giving me he deeds now, I declined as I also want to safeguard my mum. My mum decided giving me half of the house now and we both live in it together, I’m concerned if she does this that I will lose any UC claim. However looking at the benefits calculator it states ‘ any savings or capital but do not include the home you live in’

As I will still be living here would this mean it won’t be classed as capitol.

Thank you in advance

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Comments

Kimi87

The value of your home is not included in the calculation of your capital for UC.

Elvisdog

My mum and dad have had to change their will with solicitors this week. The solicitor has said if something happened to them, i would lose out if they left me their home because of my benefits and disabilities. My only sibling my younger sister died when she just turned 38yrs, leaving two children, my Niece and Nephew and I have two adult sons with Autism and Neurodivergent's.

The solicitor said they could leave me half of their estate which would be around £280.000 but it would go into a disability trust, I could use it to buy somewhere to live and my benefits would be safe. The other half would go to my Niece and Nephew and then I would leave the entirety of my estate to my sons, but my eldest son who also has some learning difficulties and mental health conditions, would have to be in a disabled trust to keep his benefits safe. It's all very confusing and things could change at the drop of a hat, if my mum outlived my dad then she wants to move to a smaller place and she would try and buy me a bungalow and her estate will be left to my niece and Nephew and my estate would be left to my sons.

I think having a will done safely with a solicitor is expensive but much safer and is better done in sane mind. You need to have a trustworthy executor of the will. As it stands with my mum and dads will their's would be me and my Niece. I think that the will should stand and any estate should be left as their wishes and if anyone contested the will, it will be left to the beneficiaries in the will?

very hard leaving a will but everything taken into account it should be the person's last wishes.