As the title says, I'm a disabled single parent to a disabled child. They have DLA and an EHCP, so I'm technically not required to search for work myself at the moment, but I really want to use this time to retrain in a career that will allow me to work to my abilities, taking my disabilities into account. I get PIP now but suspect that will end with all of the reviews and changes happening.
I worked in offices for the last 20 years, as well as some retail etc, basically I'd do whatever needed to support my family. Since becoming increasingly more disabled in the last few years and my previous career ending, I've realised that I need to be able to work around my caring requirements and my own physical and mental abilities to avoid my condition worsening.
However the courses that I need to do either require me to take out huge student loans , or pay out of pocket for online education that would fit around my responsibilities to my child. I have completed one course, using my redundancy money to fund it, but that is almost gone now and I cannot afford to fund any more education myself.
Coming out of a financially abusive marriage, I am very scared of taking out loans as it is, plus if I cannot get student financing for the specific course I need, any private loan repayments would make a massive dent in my small budget.
Can anyone suggest any avenues of support that would help me to retrain without putting my family into a worse financial position? I feel so trapped and frustrated.