Queries about UC - financial and identity checks

Andi66
Andi66 Community Member Posts: 1,437 Championing
edited October 2025 in Universal Credit (UC)

I know with UC they can ask about bank statements. I have PayPal only to pay for things, would they accept this .also I heard that they question you about purchases, I get stuff from temu, clothes, diamond art, books ,household things, especially as I don't go out much with my health. Would they question that. I sometimes use amazon for books, I have brought disabled aids from there.

I also don't have a passport or driving licence for ID check. I have a pass card with the hollowgram on, for age . What credit checks online do they ask, I never had a credit card either

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  • Kimi87
    Kimi87 Community Member Posts: 8,807 Championing

    If your claim is selected for a financial check there will be a list of acceptable ID.

    They may or may not ask to see PayPal statements.

    No one can say what transactions you may be asked about because everyone has a different experience.

    If you are referring to applying for Universal Credit, I believe you have been advised in previous threads about alternatives when ID can't be verified online.

    Bank statements are only asked for as part of the application process if you have over £6k of capital.

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