An end of the Universal Credit claim.

brian1971

I discovered, after much research trawling through the internet, that my monthly State Pension of £921.00 would result in the whole of this amount being reduced in the UC award. I anticipated that we would only receive perhaps a pittance more in UC if we continued with the claim and therefore thought it best to end it. I would prefer to receive my State Pension from which my rent and other bills will be paid, leaving us with little money tio exist on, rather than perhaps a little more, if any at all, in UC payments.

If, two months ago, I knew what lay ahead I would never have initiated the joint claim. I feel a sense of relief that an end has been made of this nightmare.

The upshot of this gross injustice is that my wife and I will lose £360.48 fortnightly ESA (in my wife’s name) and the housing benefit of £508.00 monthly. A huge financial loss of £1.228.96 monthly. Or £14,747.52 yearly. The managed migration (that should be “forced migration”) to UC will ruin us financially and has has a detrimental effect upon our already precarious health.

I will write to my MP, Age Concern, et al in the hope something can be done about this appalling matter for the benefit of others, particularly the elderly and disabled. My heart goes out to all who find themselves in similar circumstances as my wife and I.

Kimi87

It is not inevitable that your UC award would be zero.

Couples Standard Allowance is £628, £423.27 LCWRA element (the UC equivalent of ESA Support Group) for your wife plus Housing Element of £508 .

That all adds up to an amount in excess of your £917 state pension so there should still be some Universal Credit left in payment after deduction.

You can check my figures by getting some advice on an exact calculation.

brian1971

Thank you Kimi. As I have withdrawn the claim I will leave it at that. Best wishes to you.

brian1971

Kimi87

That is a shame because if you pre decease your wife and she is under state pension age, she will have to make a new application for Universal Credit and go through the medical assessment process again.

Whereas migrating from legacy benefits she would get LCWRA element automatically.

I wish you good luck for the future.

brian1971

Thank you Kimi for your kind words and advice. When I sign in here I do not feel alone. It is such a comfort to me as I am sure it is to many others. It is highly likely that I will pass before my wife as she is eight years younger and I have several serious conditions, one of which renders me incapable of leaving the house. Still, we must all do our best to carry on. With best wishes to you.