I worked for Royal Mail until 2011. I took my pension 2018. I had an accident 2008 that led to early retirement on ill-health. I can no longer work. When I took my pension I was told if anything major happens to me in 5 years, which has like a diagnosis of cardiac failure and adenomyosis I should make a claim. Cardiac failure can see me to a heart attack anytime and the treatment for adenomyosis will see me to not being able to conceive which, I have no children. Caridac failure was diagnosed in 2024. I reported the problems to my GP years ago. Adenomyosis was diagnosed in 2019.
I suffer schizoaffective disorder. I did not want to make a claim because of this. I am very afraid of things like these. I am writing to my old doctor as we speak for support letters to send along with the diagnosis of heart failure as I realise my claim is late. I also suffered major family displacement from 2001 and endured homelessness until 2021 and even now I cannot settle in my home because of noise and crime. I realize I will have to explain to the judge why that claim is late. Adenomyosis diagnosis is in time. Can someone go into this who knows/experienced similar. I have a beneficiary that they also say would receive a payout of £150,000 if anything major happened to me.
Can someone tell me about the amount of pension I should be receiving because I cannot work anymore and is/was my beneficiary entitled to any monies at the time I took my pension.
I personally do not think I receive the right amount. It is pittance for these times really. If I was able to work I would be earning much more and moved on to a different job where I would be earning even more.
