apeal my tier 2 ill health retirement to tier 1

Adam75

Hi dear

I'm seeking support and advice

To apeal my tier 2 ill health retirement to tier 1.

I being dismissed from my work due to a road motorcycle accident left me with a permanent disability.

From this day om off from work and i don't think I'm going to be actif in the future.

Please help. Kind regards.

Adam

Mary_Scope

Hi @Adam75 and a warm welcome to the community from me!

I'm sorry but this is not something I have come across before and I don't want to give any incorrect information or advice. Hopefully one of our members will be able to relate and share their experience. I will also change the title of the post so it makes it easier for other members to find, hope thats okay!

I did have a google and find a couple of links that may be helpful, help if your ill-health pension is refused and what is a reassessment of entitlement to a Tier 2 ill health pension?

MW123

@Adam75, welcome to the community. I’m really sorry to hear about your accident,  it sounds like you’ve been through an incredibly difficult time.

Appealing an ill health retirement decision can feel overwhelming, especially after such a life changing accident. You deserve a process that reflects the long term impact on your health and your ability to work.

Firstly, ask for the full written decision explaining why you were placed in Tier 2 rather than Tier 1. This will show how they assessed you, what medical evidence they used, and the reasons behind their conclusion.

It also helps to gather updated medical evidence. For a Tier 1 award, the scheme usually needs to see that your condition is permanent and that you’re unlikely to be capable of any gainful employment before retirement age.  Your GP, consultant, or rehabilitation specialist can write letters explaining your limitations and prognosis.  These letters just need to be clear and factual. When panels review cases, they focus on the medical evidence, so straightforward information is usually the most effective.

Each pension scheme has its own appeal process, so it’s worth checking the scheme handbook or website for deadlines and what evidence they accept.  If anything is unclear, you can ask HR or the pension administrator to confirm the steps in writing.

Many people find it helpful to have support with the appeal.  A union representative (if you have one), a welfare rights adviser, or Citizens Advice can look over your paperwork and help you phrase things clearly.   It may also be worth checking your home or motor insurance, as some policies include legal expenses cover.  If you have this, they may be able to offer advice or support with the appeal.

Most occupational pension schemes are legally required to have an Internal Dispute Resolution Procedure under the Pensions Act 1995.  This is the formal appeal route and is there to make sure your concerns are properly considered.  If the IDRP doesn’t resolve things, you can take the complaint to The Pensions Ombudsman, which is a free and independent service.  Hopefully it will be resolved before it needs to go that far.

Wishing you all the best with this.