Pension credit guarantee credit

destinymoon

Looking for advice please? Is there a limit to your savings if you are in receipt of pension credit guarantee credit that would affect your housing benefit entitlement? I have read that the usual £16000 limit does not apply if you are in receipt of the guarantee credit. I get this because I get daily living enhanced care and standard mobility and live alone. Not because my pension is below the living standard amount. Thank you

onmylonesome

You are right, the £16,000 savings limit does not apply when receiving guaranteed pension credit.

destinymoon

thank you so much for your prompt response. Is it correct that you can get £82 extra a week added onto your pension credit amount if you get the severe disability premium. My award letter says I get the pension credit guarantee credit and the amount but nothing about disability premium. I always understood I was eligible for this but did not know there was an extra amount of £82?

SoapySoutar

https://forum.scope.org.uk/discussion/comment/1111262#Comment_1111262

Hi @destinymoon, i just wanted to say that @Kimi87 is a good bet for an answer, that is unless @onmylonesome knows.

chiarieds

Hi @destinymoon - as it seems you receive the full state pension, then it's likely that your Pension Credit (Guarantee Credit) already includes what's called the Severe Disability Addition of up to £82.90 a week as you receive the daily living component of PIP/ADP & live alone.

If you want to find out more I suggest contacting AgeUK as they should be able to help: 0800 678 1602 8am - 7pm every day.

They also say here: https://www.ageuk.org.uk/information-advice/money-legal/benefits-entitlements/housing-benefit/

''If you get the Guarantee Credit part of Pension Credit, your income and savings aren't taken into account – so you may get your rent paid in full by Housing Benefit.''

destinymoon

Thank you for your very helpful reply.