Inheritance, UC, PIP and bank account

Fibleepy

Hi all!

I’m going to be inheriting around £40k soon. I claim UC jointly with my husband. He also works self employed but I am LCWRA. I also claim PIP.

I believe I will continue to receive PIP because it’s not means tested BUT does it get included in the amount of money in my bank account (which should not exceed £16k when claiming UC)?

I’m obviously going to go above the savings threshold for UC so I will have to declare it and come off UC but I’m still unable to work so we will have to live off the inheritance and my husbands income.

If we go through the inheritance within six months and our savings are less than £16k, can we reopen the UC claim and will I stay LCWRA or do we have to start a new claim and go through the LCWRA assessment again?

Finally, I’m pretty sure a deposit of £40k into my bank account is going to be flagged by my bank and they will want to know where it has come from. What do I do to prove it is an inheritance payment?

Sorry for all the questions and thanks for reading!