what will happen if i dont get the bank statements on time ?

BeauJade
BeauJade Community Member Posts: 1 Listener
edited May 20 in Universal Credit (UC)

Hi, i received an inheritance from my parents when they passed, but that has almost gone, i have £6000 left.. which i intended to to keep to pay for my own funeral upfront.. i have applied for universal credit, and have been told that i need to get 2 years back dated bank statements for all my bank accounts, what i dont understand is why i may have to show receipts for what ive bought.. i dont have receipts, but it will show on my bank statements.. i already feel im being scrutinised, and treated differently.. i suffer with depression and panic attacks, and all this scrutiny has made me feel ill. I have less than a week to get the bank statements , in preperation with my appointment with them.. what will happen if i dont get the bank statements on time ?

Comments

  • ChrisR777
    ChrisR777 Community Member Posts: 1,340 Trailblazing

    If I had a £30,000 windfall, I would have to sign off UC. If I spent £25, 000 on a Rolex Submariner, then reapplied for UC the following month, I would rightfully be declined.

    They just want to check that you lived sensibly on your inheritance, and didn't blow it all on something ridiculously expensive, such as in my example.

  • Mary_Scope
    Mary_Scope Posts: 5,112 Scope Online Community Children and Family Specialists

    Hi @BeauJade and a warm welcome to the community from me!

    it's very standard to be asked for UC to ask to see your bank statements especially after receiving a large sum of money in one go. Like ColonelBlink said above, as long as you didn't spend it all on something massively expensive you should be okay😊

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