MIxed Couple UC State Pension - Help needed

Chestwrpug
Chestwrpug Community Member Posts: 16 Listener
in Universal Credit (UC)

Good morning - Can anyone help

My husband and I are claiming UC & LWRCA & Carers Allowance but as he reached state pension age on the 20th May I understand things will be changing for us and we will be classed as a mixed age couple. I have a number of questions that I need help with:

I am 62 so will hopefully my claim will continue with UC & LWRCA - what happens to Carers element for us both?

The Pension Service has advised that my husbands monthly SP will be £689 every 4 weeks - the figure on the Gov site says approx £740?

I received a letter from the council saying our council tax support is being suspended due to my husband receiving SP - what do I need to do here?

We also receive service/maintenance charges support from UC - will this still be the case?

What else do I need to do? I am at my wits end and not sleeping as I am so worried that we are going to be financially worse off. I have worked all my life and due to disability can no longer work so have no idea on how to navigate the processes

Any help much appreciated.

Comments

  • Kimi87
    Kimi87 Community Member Posts: 9,064 Championing

    As mixed age couples are a complex area to give advice on, I'd recommend contacting a local welfare rights organisation to see a trained benefits advisor.

    https://advicefinder.turn2us.org.uk/

    With CTR you will need to give your Local Authority your new income details once everything is settled. They'll then reassess your CTR claim.

  • Chestwrpug
    Chestwrpug Community Member Posts: 16 Listener

    Thank you - Any other advice from the community would be much appreciated

  • Tess55
    Tess55 Community Member Posts: 2 Contributor

    universal credit stopped helping b my efirfour and half years I’m now down to £4500 in the bank so can I get my LWRCA back now also am I entitied to claim housing benefit and council tax relief

  • Kimi87
    Kimi87 Community Member Posts: 9,064 Championing

    You can reclaim Universal Credit if your capital is below £16k.

    If you have an active ESA claim, then you won't have to go through another WCA & you will get the higher LCWRA amount.

    If you don't, then you'll have to go through the WCA process again and if found to have LCWRA, the lower amount of approximately £217 will apply to your YC award.

    Yes, you can apply for Housing Element via UC (unless you live in supported or sheltered housing, in which case claim Housing Benefit) and CTR via your local authority.

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