Employment and Support Allowance (ESA)
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ESA WARNING ACCESS TO BANK ACCOUNTS WITHOUT CONSENT

DWP, are using new spy laws to access people Bank Details, I recently got called in for an interview

Replies

  • mm234mailmm234mail Member Posts: 7 Listener
    They had my bank accounts for the last 4 years and showed my activity, be warned DWP are abusing new spy laws for there own investigations, banks are liars however now after long investigation the banks have told me they have to turn over all my accounts with new law and ESA are abusing powers, local councils can also access any  
  • poppy123456poppy123456 Member Posts: 22,218 Disability Gamechanger
    I'm sorry but if you have nothing to hide then what's the problem? If DWP think there's possible fraud involved then they can and will access a persons bank account, this has always been the case.
    Community champion and proud winner of the 2019 empowering others award. This award was given for supporting disabled people and their families for the benefit advice i have given to members here on the community.
  • mm234mailmm234mail Member Posts: 7 Listener
    I have nothing to hide poppy perfectly innocent, (I took out a loan to pay off my debts which was paid into my account, all this matter has been dropped by them now), I’m furious as they accessed my private banking without a warrant, people need to know that not even you finances are private any longer if claiming ESA, so its a warning to let others know that they have access to your credit history too), they were rude, ask why I took a loan out and tried insisting it was now capital in fact it was a loan. (So please dont jump down my throat), People have the right to know that there financial information and credit history is no longer protected under the data protection act), The DWP are ruthless, after all this stress I was made out a villain taking a loan out on my own bank account) to pay off my debts, which they saw the money went too, but stop them for hauling me in for interrogation) DISGUSTING ABUSE OF SPYING!!!
  • CockneyRebelCockneyRebel Member Posts: 5,258 Disability Gamechanger
    Some years ago I was hauled in because of a large sum of money went into my account and I was accused of fraudulent claiming of all benefits.
    The money was an insurance payout for the loss of my house when it burned down.
    They decided to take me to court for claiming housing benefit. The magistrates ruled in my favour and I thought that was the end of it.
    But no.
    They attached an order to my benefit to reclaim the said over payment and nothing I could do about it.


    CR 
    Be all you can be, make  every day count. Namaste
  • gerrys6gerrys6 Member Posts: 106 Connected
  • joey2019joey2019 Member Posts: 1 Listener
    My wife works in DWP fraudulent and compliance team, YES!!!!! When claiming housing benefit or any DWP benefits, all bank accounts are monitored by computer software under the new anti spy laws, every bank account is monitored by DWP and local councils if claiming housing benefit or council tax benefit. It automatically flags up if there certain amounts that are paid into your account

    I don’t agree with it and said to my wife it really, that spy laws are being abused we are divided on this. There is obviously reasons genuinely for some people that sell there second hand items to get by and then they are dragged in by the DWP for selling second hand stuff on ebay.

    I understand the fact that DWP are and have to protect tax payers money, shame they don’t spy on MP’s for expenses scandal !!! 

    ‘’So I say to everyone be careful what goes into your bank account as gifts or xmas present money from family it will be investigated”
     
    Also the people that are abusing benefits bewarned you are being watched 24/7 on your bank accounts, you won’t get away with it. If you abuse benefits you will pay for it and rightly so.

  • littleruthie123littleruthie123 Member Posts: 490 Pioneering
    Wow unbelievable 
  • RipplesRipples Member Posts: 189 Pioneering
     Social Security Fraud Act. or RIPA can be used and more probing when used will be the The Investigatory Powers Act 2016 . It's more likely to be triggered when you have regular payments or  a large sum go into your account besides benefits or if you gain interest on savings.
  • littleruthie123littleruthie123 Member Posts: 490 Pioneering
    Well I'm safe then lol
  • [Deleted User][Deleted User] Posts: 1,756 Listener
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  • DingbatDingbat Member Posts: 19 Connected
    Big Brother is always watching you!  However, wish they would take a look in to my account.  I have 22p to last until I get my JSA on Friday and that applies to most weeks around this time.  Don't smoke, don't drink, bills forever go up and food also.  Its a nightmare trying to manage on what I get for working over 42 years in the NHS! 

    I was one of those unfortunate women who just missed out on having their pension paid at age 63. The Government even stole that!  I am 63, cannot work now due to ill heath, yet have to claim JSA, even though my work coach has said that there seems no point and should be granted ESA.  However, applied 2-years ago and found fit for work.  Now applied for PIP and waiting outcome of F2F assessment.
  • Government_needs_reformGovernment_needs_reform Member Posts: 851 Pioneering
    There is No privacy anymore, no rights or anything.  Big brother is watching you on every move now.

    I knew this was always been happening for many years way before this law came in, it's nothing new. All those that have loads in their account should be worried.

    I'm safe too I only have a £1 in savings and just my benefits paid in. Then they are taken to pay all bills. 
    ⬇️
    I created one of the campaign election video for Labour, and Jeremy Corbyn,
    This is a new version of Emeli Sande, Hope "You Are Not Alone
    I highlighted everything that's wrong with this country from benefits, NHS etc, but now we have to put up with the hate now. 

    You can see the video here.
    https://m.youtube.com/watch?v=P5o8hRHh9IY


  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    Why wouldn't they be? 
    The departments are all linked. More so when it changes to UC. Before they even pay the rent element they will know what benefits you get and your savings.

    If you apply for a loan they do tell you they will be letting people know about it with their checks on you before agreeing. Isn't that part of the credit score?

    There is a new data protection law now isn't there.

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  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    Victoriad said:
    So am I.....plenty of moths inhabiting my account.

    Have you declared the moths though?  :)

    Depending on your tax code, you can earn up to that per year without tax. 
    Depending on the benefit you claim,  you can have up to xxxx in savings. 
    Housing benefit says you can have £16000, for some this is going to be a big problem when it's scrapped and gets replaced with UC which says you can't!!!

    I got pulled in on a routine check and they suspended the benefit because I didn't use my account!!! If it's got stuff all in in it, how can you!!
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  • [Deleted User][Deleted User] Posts: 1,756 Listener
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  • Government_needs_reformGovernment_needs_reform Member Posts: 851 Pioneering
    @Victoriad you've forgot to add a drink to your lovely menu. I'm shure @whistles May agree. Lol

    One awesome drink to wash that moth food menu down. moth on the rocks. Lol.
    ⬇️
    I created one of the campaign election video for Labour, and Jeremy Corbyn,
    This is a new version of Emeli Sande, Hope "You Are Not Alone
    I highlighted everything that's wrong with this country from benefits, NHS etc, but now we have to put up with the hate now. 

    You can see the video here.
    https://m.youtube.com/watch?v=P5o8hRHh9IY


  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    I'm getting hungry now.
    Can we add crickets. I'm sure those are actually sold as did in some countries.
    Could I breed them or is that classed as "income" 
    Do not follow me, I don't know where I am going.
  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    Victoriad said:
    Hey @whistles
    Have you thought of perhaps publishing an alternative cook book.....20 recipes using moths as an alternative food source?........useful when bank account only has nothing but nothing in it.

    Oriental menu.
    No1 Crispy fried moths with noodles.
    No 2 Sweet and sour moths
    No3 Moth chow mein
    No4 crispy moth pancakes
    No5 Moth wontons
    No6 Moth fritters with vanilla ice cream

    more recipes anyone?

    No 7 Chocolate dipped moths 
    No 8 Jelly moths 
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  • [Deleted User][Deleted User] Posts: 1,756 Listener
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  • tommtomm Member Posts: 231 Pioneering
  • DenceNucliaAtomDenceNucliaAtom Member Posts: 19 Connected
    I’m suprised they have that amount of access. I can confirm they do this though as in January I received a gift of money from my mother. I got sent a letter from esa asking me what it was from and if it was paid work. I had to get my mother to sign a letter confirming it was a gift and would not have to give it back. They seem to get funny over people taking out loans while claiming esa. I’m autistic and when I recieved the letter from them giving me 2 working days to reply my anxiety went through the roof. It caused me a lot of stress as without esa I can’t eat. I also don’t always check my post so this could of very easily been missed and me left without any food. Luckerly my mum was arround to explain the letter to me and wright a reply to them. I don’t understand why they send letters to me as a lot of the time I panic and my body shuts down. 

    I agree reed that it should be monitored as there are still quite a few people abusing the system or living abroad. But for genuine people it can cause a lot of upset and stress!!!

    a nicer way to comunicate with people with life long disabilities would be better.  I think harsh letters and spying should be left to people claiming esa temareraly for example a broken leg that would heal in 6 weeks. 
  • feirfeir Member Posts: 396 Pioneering
    I remember on a PIP form a while ago they actually asked what you spent your money on each week. Can they see that also? I notice they don't ask any more.
  • kevin52kevin52 Member Posts: 73 Courageous
    In Short Its Now A Police State , whats It got to Do With Anyone how much Money You Have In Your Bank , the Reson The Money In Your Bank Is Its Yours .

  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    kevin52 said:
    In Short Its Now A Police State , whats It got to Do With Anyone how much Money You Have In Your Bank , the Reson The Money In Your Bank Is Its Yours .

    Not if you wish to claim benefits.
    Even on a low income, if you get a top up or HB, they will want your pay slips and bank statements.
    What's the big deal?




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  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    tomm said:
    Blows that misguided if you have nothing to hide.... out of the water
    Link not working for me.
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  • [Deleted User][Deleted User] Posts: 1,756 Listener
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  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    edited May 2018
    Haven't you got the sugar tax on everything? 
    Some drinks are disgusting without sugar in it. 
    Though it's not effected old stock. I bought a bottle with 40g of sugar in it for 60p. The price attracted me as I assumed it was low because of that! Wrong. Old stock.
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  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    edited May 2018
    Victoriad said:
    Link Not working for me either....has the DWP been spying on it ;)


    Found this but February.

    The puzzling thing is, how do members of the public know your business.


    https://www.google.co.uk/amp/s/amp.theguardian.com/commentisfree/2018/feb/01/spy-on-your-neighbour-britain-demonisation-benefit-claimants-disabled-people
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  • feirfeir Member Posts: 396 Pioneering
    edited May 2018

    whistles said:
    Victoriad said:
    Link Not working for me either....has the DWP been spying on it ;)


    Found this but February.

    The puzzling thing is, how do members of the public know your business.


    https://www.google.co.uk/amp/s/amp.theguardian.com/commentisfree/2018/feb/01/spy-on-your-neighbour-britain-demonisation-benefit-claimants-disabled-people
    Not really hard to know someones business if you see them every day and for years, superficially.
    Someone i know gets the highest rate and is easily able to stand up for over 30 minutes unaided, able to go out several times a day on their own and does that, is able to carry heavy, bulky items all the time but it may be they need someone to dress and wash them and feed them. So although just from seeing them every day it appears they don't need help with anything but obviously you don't see personal things like grooming or getting dressed. Hidden disabilities can sometimes be too well hidden and this is the problem.

    Hidden disabilities is kind of good, at least they get rid of the stereotype that disabled people are *whatever* but they also can cause some confusion around whether a person actually is disabled or not because people can't tell.

    But if it's good enough for assessors to say they can see that someone is not disabled then why not the general public? If they are psychic and supposed to be the experts then of course it makes sense that other people may be psychic too and have a list of set criteria in their head about what a disabled person should look like and act like.
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  • littleruthie123littleruthie123 Member Posts: 490 Pioneering
    Have a few snails in garden but throw them on the barbey😬
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  • tommtomm Member Posts: 231 Pioneering
    to eveyone who wanted to browse the link i supplied it is still working  just copy and paste into a new tab for some reason it is getting redirected  by this forum

  • SOBSOB Member Posts: 17 Connected
    I understood that if you have no more than 5 or 6 grand in savings, that is ok! When I was on JSA waiting to recieve ESA, all I had was £12 quid. Told the dole my problem, all she said was I can give you the phone number of the local food bank!! All I have in money pays for just being alive, if I end up back on the dole what next. Over dose!!   
  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    I rarely discuss anything financial with fault and friends, so it's very unlikely that the neighbour's would know anything.
    I don't consider myself disabled and I don't understand the want to be registered like you can be if you are blind.

    I do feel though that those of us who do not have a noticeable issue are "got at" more, even by other members here in discussions. 

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  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    tomm said:
    to eveyone who wanted to browse the link i supplied it is still working  just copy and paste into a new tab for some reason it is getting redirected  by this forum

    It doesn't really say anything to be fair. 
    We know we are the most watched country. 
    Perhaps with all the new data protection laws some of that will be stopped. 
    The fact is, if you claim benefits you are monitored. They do want to know what finances come in. 
    If you say you can't work and you do it will flag you up.

    I would be more concerned about Alexa being in the news and what that logs about you. 
    Though not really a surprise, it shouldn't be.
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  • wilkowilko Member Posts: 2,182 Disability Gamechanger
    I had an endowment pay out should have been £12000 but they paid £32000 so had to inform them and after getting some compensation I repaid their money nearly £20000, reading all the above I could be getting a call or letter used the money to pay part of my three daughters weddings which I could not put to at the time.
  • GeoarkGeoark Community champion, Scope Volunteer Posts: 1,347 Disability Gamechanger
    Hi @whistles it is not unusual in these sort of discussions that if you do not have something to hide you have nothing to worry about comes up. The article points out that this can be fallacy. 

    The Stephen Lawrence case is one that has angered me for years for the way the family was treated.

    One of the earliest lines of enquiry was why was this young black man in an area which was primarily white. I lived in this area and know it well. The bus stop was just after a large roundabout and on the opposite side was a large cinema, and it also served as a crossroad for busses in three different directions. 

    The police screwed up major with an initial assumption that he must have been up to something, knowing the local station at the time this does not surprise me. The surveilance set up against the family was not part of the investigation, or even a belief that they were guilty of something, it was to get dirt on them and to shut them up. It was an abuse of power against a family grieving for the lost of their son and a police force which initially investigated him rather than the crime committed, and were completely incompetant in their investigation of the murder.

    Despite being given leads to the main suspects and having reasonable grounds to arrest them within a couple of days of the murder they were not because, as the Detective Superintendent in charge of the enquiry 'did not realise they could be arrested on grounds of reasonable suspicion'. Something I know from experience was not a general issue when it suited them. 

    The idea that you have nothing to worry about is bogus big time. Try being a single mother whose partner has disappeared because he was a police officer investigating you, or that they have been keeping track of you through misuse of their position.

    To bring this to the present, you have a large government department who have constantly been caught lying to the public and parliament, criticised for misuse of official statistics and handed out sanctions like smarties for percieved breaches of the rules - including not attending meetings because they have been in hospital. The question has to be asked how confident we can be in them using their powers in a reasonable and responsible way? Especially when they have made their feelings concerning disabled people so publicly.

    Personally I do believe that some of the concerns expressed on the community are an over reaction, but I can fully understand why this happens.

    Just like we have nothing to fear if we haven't done anything wrong, we all know someone who is defrauding the benefit system though 85% of cases reported by the public nothing is found. Dangerous assumptions that hopefully most people won't suffer from, but can be life changing, or even life ending for those who are.

    As an individual I stood alone.
    As a member of a group I did things.
    As part of a community I helped to create change!

  • whistleswhistles Member Posts: 1,603 Disability Gamechanger
    I got accused by a member on here as working for the dwp. So agree a lot of concerns here are unfounded! 
    Wouldn't want that job. I can't see cutting benefits and accused of lying being that satisfying in all honestly.

    And people worry about dwp spies. You let smart gadgets in the house, probably link it to all your devices. Then it gets up to mischief!

    https://www.google.co.uk/amp/s/www.independent.co.uk/life-style/gadgets-and-tech/news/amazon-echo-recording-alexa-message-family-security-stop-how-to-a8369311.html?amp

    One advert I saw for a watch had a slogan- there is no escape. That's not really a sellng point is it. But I see people using them happily.
    Maybe Humans on channel four isn't totally Sci Fi !!! 
    I like sci fi by the way. Artificial intelligence will apply to us soon because we are ( like it or not) slowly being controlled by the computer. Just don't say that to a shrink because they don't get it. 
    But take a close look at how much time you spend in front of a screen and how much thinking you don't do because a gadget does for you, reminds you even. 

    Slightly ot. I am hopeless at remembering programmes. I set a reminder and forgot about it. The tv  turned itself back on I jumped a mile.  :) Off isn't off. Dam thing.



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  • mikomimikomi Member Posts: 1 Listener
    edited September 2019
    Fortunately I will never need this, I'm lucky, but many of my friends do, all this is sign of the times, all this has done is turn people into whistle blowers, which in turn turns everyone against everyone, I don't really care what someone else has, I'm not the jealous type, but I do care that maybe someone has a little bit of good fortune and someone else persecutes them for it, maybe it would be a good idea if all the immigrants over here was stopped claiming money for their 21 kids and 2 wife's who live abroad and ain't even UK nationals! 
    That is happening more and more frequently and nothing is said about it, well I've said something, also nothing is said when a MP uses TAX PAYERS money to build and extension to his house or something else! i.e. Julie Kirkbride, a conservative MP used tax payers money to build an £50,000 extension to her flat so her brother could live in it!
    If you want to talk about fraud, these are the people you should be talking to and not condemning your neighbor cause he had a little bit of luck! 
    Our elected officials are the worst offenders of fraud and tax evasion you will ever see, not your neighbor, stop whistle blowing and get a life and maybe it would be a good idea if you did, they would tell the accused who did it! if you feel big enough to do it, then be big enough to admit and face the one you are accusing instead of behaving like cowards. 
  • Chloe_ScopeChloe_Scope Scope Posts: 10,662 Disability Gamechanger
    Hi @mikomi and a warm welcome too the community. Is there anything we can help you with?
    Community Partner
    Scope

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