ESA(CB) with working partner with savings

fruitbat

Husband recently rejoined the household. He received ESA(CB) as a single person. Now he has moved back in he rang DWP to let them know we were now claiming Tax credits etc as a couple. They asked him to submit ESA3. I work 22.5 hours a week and have savings over 16000. Will this trigger a change from ESA(CB) to ESA(IR)? If so he will lose all his ESA.

Pippa_Alumni

Hi @fruitbat, and welcome to the community! A Benefits Advisor will be in touch with you as soon as possible. In the meantime, you may like to have a go with the online benefits calculator to see if this gives any indication of what the outcome may be. Hope this helps!

BenefitsTrainingCo

Hello fruitbat

An ESA3 form is  a change of circumstances form.  It maybe that the DWP are checking to see if  cont. based and IR ESA can be awarded.  Given your savings however ESA (IR) will not be awarded.  

ESA (cont) is non means tested and so your income and savings should not effect your husbands entitlement to cont. ESA. 

Maria

Cheche

Hi everyone, 
Similar question I think and hoping for advice. 
I've been on ESA (CB) in support group for many years. I don't claim any help with housing costs Or carers allowance etc. 
Now that my son (who was caring for me) is a lot busier and has his own stuff going on, my boyfriend has been taking over a lot of my care. 
IF my boyfriend was to move in full time and there would be just the 2 of us. Even though he is self employed and has savings, I think I understand that my ESA (CB) should not be effected at all, is that correct?. 
We would have totally separate finances so I need to know for definite that it wouldnt  be detrimental for me. 
Also I need work on the home and would hope to save towards that myself if possible if we decide to go ahead, is this OK too?  Thanks in advance. 

Jimm_Alumni

Hi @Cheche, welcome to the scope community If your ESA is entirely contribution-based then his income will not affect your ESA at all. Before reporting changes to the DWP though it's always best to go through your situation and how it will change with an adviser. I recommend contacting your local Citizen's advice to ensure you're fully informed. 

Cheche

Hi Jimm

Thanks so much for the input. 
I'll try and get further information as advised. 

Cheers cheche