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SMI benefit issues

harrysmallwood1
harrysmallwood1 Member Posts: 3 Listener
Received letter from DWP on Friday re SMI Which states that SMI benefit finishes on 5th April 2018 and loan will start on 6th April 2018.
Firstly do they consider that less that 2 months notice is adequate for such an important decision to be made?
I am at present 70yrs old and my mortgage finishes in 2027 when I will be 79. Which means that I will  be taking the loans for 9 years which means that it will total to between £9,000 to £10,000 to be paid back as well as: A) Mortgage co; B) Attached loans.
As the value of the property will just about be covering these debts, if the value of the property does not increase by more than £10,000, I will be destitute and homeless!
I am in receipt only of State Pension plus Pension Credit and SMI!
What's more, how come Serco are involved? I would have thought ,that, with the current state of private sector contracts, a better solution should be found!
I am desperate I just have no idea where to turn and can only hope to  be gone before I'm 79
@harrysmallwood1  

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