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Should I go ESA or Pension ? Is it too late to decide ? What's the difference?

I am 65 in Sept 2018. I have been in psychiatric hospital for 3 months. During that time ESA wrote to me to choose whether to go on pension or stay on ESA. I have since lost the letter, sent inJan Feb this year. Should I go ESA or Pension ? Is it too late to decide ? What's the difference? Thanks, Bruce
Replies
I'm not qualified to answer your specific question but we do have people here who are and they will be in touch with you as soon as possible. The weekend may slow things down a tad, but usually they are remarkably quick. Bear with us, and someone will get back to you.
In the meantime, and for their information, could you perhaps tell us a little more about yourself and your condition? It might just help the advisors a little.
Glad to meet you,
Warmest best wishes,
Richard
You should get trained advice from AGE UK , CAB or similar
When you are approaching pension age you have the option of defering your state pension if you are working. You may also be able to do so if your ESA is CB.
If you do nothing your state pension will be defered automatically if eligable
This is the best info I can find but please get trained advice
CR
Senior online community officer
www.gov.uk/deferring-state-pension
CR
CR's link doesn't seem to have 'taken'. It should be here.
Warmest best wishes to you,
Richard
CR