Debt Support Trust The Debt Support Trust is a not-for-profit debt advice charity covering England, Wales, Scotland or Northern Ireland via its phone, email or online debt analyser tool.
There may be a local debt help agency in your area. If so, check it is not-for-profit or a charity before signing up.
Community Money Advice: It has a map showing where you can get face-to-face debt advice – see if there's one in your area.
Money Advice Service: Its debt advice locator helps you search for a debt advice service near you.
The information above comes from the MoneySavingExpert website.
Use our Budget planner to work out how much money you have coming in and what you’re spending it on.
The first step to taking control of your money is working out your living costs, including knowing what’s coming in, what’s going out and when.
Making a budget gives you a clear picture of where your money goes and shows you where you might have a chance to save money.
It will also help you see whether you’re living within your means.
It’s easier than you might think to check that you’re getting all the benefits you’re entitled to if you’re on a low income.
Some benefits are one-off payments to help with a particular set of circumstances like cold weather.
Others, such as Income Support, top up your regular income.
Follow the link below for an overview of what’s available and how to find out if you’re missing out.
If you’re on a low income and claiming benefits you might be able to get an interest-free Budgeting Loan from the Social Fund.
This can help with things like: