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Prepaid cards for social care...they are NOT compulsory!!

My Borough used to ask if we wanted a prepaid card for social care direct payments, or whether we preferred to keep our bank accounts for this. Now they seem to be making prepaid cards compulsory.
But, I have discovered that this is contrary to government guidance.
Now I know that, for some people, prepaid cards are preferable. On the other hand, some people prefer to keep a bank account. Personally, I prefer an account. I have been using this system for years, and it is working well. So I just wanted it to be know nationwide that prepaid cards are NOT compulsory. Please don't let your Borough tell you otherwise.
If you do decide to use a card, there should be no unnecessary restrictions on it eg. you should still be able to access cash.
But, I have discovered that this is contrary to government guidance.
Now I know that, for some people, prepaid cards are preferable. On the other hand, some people prefer to keep a bank account. Personally, I prefer an account. I have been using this system for years, and it is working well. So I just wanted it to be know nationwide that prepaid cards are NOT compulsory. Please don't let your Borough tell you otherwise.
If you do decide to use a card, there should be no unnecessary restrictions on it eg. you should still be able to access cash.
Replies
Anyway, I just wanted to let everyone know that there should be choice. Too many Boroughs are ignoring the guidance to the Care Act.
I'm glad it works well for you, but I've heard that other Boroughs are using the cards to put stops on the money, and to claw some of the money back. I keep money in my DP account for respite, and I don't trust my Borough to leave it there if I had a prepaid card.