Remaining politically neutral during General Election 2024


Under guidance from the Electoral Commission and Charity Commission, it's important that Scope remains politically neutral during General Elections.

While we understand that this period will see many passionate discussions and do not want to discourage open discussion, we cannot allow discussions which are purely intended to influence voting.

As ever, please make sure that your comments remain respectful of other people's opinions and keep to our online community house rules.
If we become concerned about you or anyone else while using one of our services, we will act in line with our safeguarding policy and procedures. This may involve sharing this information with relevant authorities to ensure we comply with our policies and legal obligations.

Mortgage lenders

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monkey88
monkey88 Community member Posts: 5 Listener
Hi Community

I am new to this community and looking for some advice. I'm trying to look for a mortgage lender as I want to buy my first home having saved up for a deposit. I am finding it impossible to find any mortgage advisor to help, as soon as I mention I am disabled and my income is purely benefits they all back away. I've tried the government scheme HOLD but can't qualify as my partner works because of the employed income, all occupiers of the property purchased on this scheme have to be on benefits,  even if they do not include them in the mortgage application. So they are basically encouraging us to claim benefits and not work to be eligible, which makes no sense at all. Has anyone been able to get a mortgage in a similar situation? I'm trying to get a mortgage solely for myself as my credit score is good as my partner although works does not have a good credit report. 
Any advice is much appreciated. 

Regards 
J
J

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