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Hi , newbee here 1st message so please be nice to me lol. My question is this........i care full time for my disabled wife who is on top level PIP. We do have savings , but after 30 years living in the same house its now time to return some TLC , so i wish to dip into my private pension pots to help pay for repairs and updates to make our house more adaptable for my wife..iam 62 years old so i do not receive state pension ...yet....i do receive IS, which i know i will loose if i cash in one if my potts, but if i do cash in will i also loose my carers allowance as well......ty...Peter
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