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Taking pension

1965zulu

Hi there my name is Neil
I care for my wife who has ms
I have a private pension which I can access in jan next year
Not sure what to do as l do not want to fall foul of dwp rules etc

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Comments

poppy123456

Hi,

Any pension you receive will affect any means tested benefits you claim. If you're claiming Contributions based benefits then any pension you receive that's more than £85 per week will affect your benefits 50p for every £1 over that amount.

I note that you asked this question in March this year, did you get some advice as advised in your other thread? fee advice is available from pension wise https://www.pensionwise.gov.uk/en/benefits

More advice here https://www.citizensadvice.org.uk/debt-and-money/pensions/nearing-retirement/what-you-can-do-with-your-pension-pot/

AgeUK is also a good place to ring https://www.ageuk.org.uk/

1965zulu

I have decided to sign off any means tested benefits and have a good couple of years while my wife is well enough to enjoy life

1965zulu

I just hope in a couple of years when I sign on again I wont fall foul of dwp for spending some money

poppy123456

1965zulu said:

I just hope in a couple of years when I sign on again I wont fall foul of dwp for spending some money

If you do this when the time comes for you to re-apply, if you're under state pension age then you will need to claim Universal Credit. This is also means tested and claiming this will depend on saviings/capital and household income.

Chloe_Alumni

Welcome to the community @1965zulu, I hope @poppy123456's advice has been helpful here. Please do let us know if we can do anything else to help.

poppy123456

woodbine said:

Neil have you spoken to pensionwise? they will give you excellent free advice on pensions,
https://www.pensionsadvisoryservice.org.uk/ask-us/pension-wise

Hi,

That exact advice was given back in March this year, as the same question was asked here then i can only assume pension wise wasn't contacted. Thread here https://community.scope.org.uk/discussion/57215/pension-question#latest

1965zulu

Thanks for your feedback
I have taken advice and have a ifa

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