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Pension Credit Guarantee and Wifes Pension due soon.
My wife is due to receive her State Pension in early May this year, She receives Carers allowance Personal for caring for me, I receive PIPs the Higher rate for mobility and £58.70 pw for daily living, I also receive a state pension and it is topped up with Pension credit Guarantee credit, I also receive every year in April £12.74 ( yes that is correct once a year ) from Canada Life from a pension I was not in for very long ( Pension credit etc know about this and it is taken into account and deducted from my benefits ) We receive Housing Benefit and Council tax Benefit, What I would like to know if anybody can help me is When my wife receives her Pension will it make any difference to the other benefits we receive, especially Pension Credit Guarantee if so would it be better for us from a financial point of view if my wife deferred her pension due in May. I would appreciate help on this matter, Thank you..